wells fargo started it eight years ago. [applause] my name is lesley, and i am a senior vice president of the san francisco chamber of commerce. my partner is steve adams, the president of the small business commission. we had the honor of cochairing small business week again this year, our second year running. and do was add flavors of san francisco last night? all right, thank you so much. you made it really amazing. we had a lot of small businesses, incredible restaurants, and all of the small business resource providers mated just extraordinary this year, many are saying the best ever. thank you for that. we celebrate small business week every year as a san francisco community, to celebrate, honor, and support small businesses that really bring the texture and the distinguished experiences in the neighborhoods. they bring the jobs. they put people to work. [applause] and then make our neighborhoods special. innovation is growing every day from the people in this room and small businesses across san francisco. >> and we

another big partner is wells fargo. it is the largest sba lender in the country for several years running. [applause] >> we are really excited to be with all of you tonight to celebrate small business week and especially the winners tonight. we are committed to small businesses. we love small business and big business. thank you for the acknowledgement. in the first six months of the fiscal year, wells fargo has been the no. 1 sba small lender in california and the country. we are excited about that. i want to tell you about a local after we have going on in san francisco. that is our small business neighborhood renovation program. we work with local organizations. we funded the renovation of three local businesses who applied for assistance at no cost to them. i want to recognize those businesses here tonight. the renovations are complete. the business owners are here. they are from ja and k grocery and others. if you could stand, congratulations. [applause] we had an independent panel. we had a lot of fun. we judged t

next is marked with wells fargo. >> hello, i work for wells fargo bank. i cover the northern california region. i usually focus on about $350 -- $350,000 of sbe loans. last year, for 2010, i did 43 loans. so we are lending. i usually focus on six different types of loans. start-ups, business acquisitions, real estate purchases with ti's, working capital, a partner buyouts, business expansion. when i am looking at a potential loan, i use the standard five c's of credit. the first one is character. what we are looking for is a minimum score around 640. we would like to say no recent bankruptcy foreclosures, bankruptcies, tax liens. if we see a loan that has been modified, we would like to see a reason it was modified, what ever reason it may be. it cannot be, i did not want to pay that payment any more. the second c, conditions. basically, how precise will the money be used? we are looking at a business plan. when you look at a business plan, that is just a start up. we are looking to see where there will be the need for lending. if you are an existing busi

we were able to negotiate with wells fargo bank for a lower basis point on fees, but wells fargo had the most changes to their authority. we were able to negotiate fees down. they have the highest credit rating amongst the six banks. with the letter of credit, wells fargo bank's would be responsible to pay for interest and principles on the investment holders. with a lot of credit that is an investment, the investors would be looking to the authority to pay when the commercial paper rolls come due. we are also providing enclosures to the item. the letter of credit reimbursement agreement was reinstated and include in the item in update. with that, i am looking to reaffirm the executive director authorization to substitute the commercial paper program, allowing the authority to amend and update the associated documents with commercial paper programs. supervisor wiener: thank you. colleagues, questions or comments? ok. is there any public comment? seeing no one, public comment is closed. colleagues, can we move this forward with a positive recommendation? >> i had one item that i forgo

sponsor wells fargo, of entrepreneur sponsor sfmta. if you have seen that we have been able to promote small business to where we needed the attention. we wanted small business to know we were throwing a party and a weeklong celebration and a week- long opportunity to educate and inspire a small business. visa, at&t advertising solutions, a constant contact. recology, pacific gas and electric company, kaiser permanente, zero, chevron, and vertical response. >> t-mobile, microsoft office -- office 365, dynatech, veriphone, and our principal sponsor, it aaa flag and banner, fedex, and strauss event. seven by seven magazines, the bay citizens, san francisco business times, san francisco bay guardian, in the bay area reporter. let's get our sponsors and media sponsors a round of applause. [applause] >> we are here to solicit several small businesses tonight that have gone above and -- salute several small businesses denied that have gone above and beyond to open their stores, get on the phone, turn on their websites, and stand up as mentor

[applause] >> thank you, wells fargo. i would also like to acknowledge many other sponsors at the different levels are supporting us as heritage partners. southwest airlines, kim. they are to jiging two roundtrip tickets to the award winners this year. thank you, southwest airlines. -- they are donating two roundtrip tickets to the award winners this year. thank you to walgreens. [applause] we have new supporters with the bank of east asia. we of the downtown merchants' association, private protection services, and our returning supporters. thank you so much. [applause] i would like to bring on a special friend to our community. i have known you for many years with our work in non-profit committees. he has been an important person for the apa community and citywide. >> thank you. i guess i get to bat cleanup. i am honored to be here today. thank you for your incredible hard work. it was claudine's energy and drive and commitment to make this possible. it is so important to be visible in all of our communities and that we

the cut had years ago by its it's all is being held hostage right now wells fargo did not respond to calls are e- mail's the told the wall street journal the litigation in packs the marketability of the title which limits our ability to sell the property to a developer who will move the project forward in a way that benefits all parties involved centel's says it has offered to buy the property at a premium accuses wells fargo's selling to cash in on a rising market. the bank is deciding that the need to give the appearance that is our fault for preventing them from selling and forcibly they had the city during a lot of their bargaining for them. the project will not be done anytime soon the property will hold firm against wells fargo and taken to court and there's not a whole lot is the can do about it except to apply very public pressure live in sunnyvale city is five. these bay high school that suspended scores of seniors over and at the print is budging a little bit nice substance will now be allowed to take their final exams but kristin harris tells us at all depends on whether t

which was clear o on the other side of town. [ male announcer ] wells fargo.ith you when you're ready to move. >> this is a good weekend to the outer loop of the beltway. only one of the local lanes will dorn streeteen van and telegraph road. it will be closed from 7:00 p.m. until 10:00 p.m. tonight. you can expect major delays. if you are planning on using to get around the region, expect some delays. buses are replacing trains on orange line on the east and west falls church. 20 last train will leave minutes earlier tonight and tomorrow. on the red and blue line trains minuteeave on 20- intervals. that has become a powerful symbol of a deadly disease. workers began unveiling the aids quilt. this year remarks the 25th year quilt. measures more than 1 million weighs 54 tons. it has become too large to all at once. about 8000 panels go on display. each section of the " was created by somebody who's friends or family died from aids. -- ng up next >> you want the judge to bite this and go wow. >> the smell of barbecue, it is the air. you can try the best of the b

this and has offered to buy the property at a premium accuses wells fargo stalling to cash in on themarket. >>> the biggest of the deciding that they need to give the appearance that it's our fault for preventing them from selling and fortunately the had the city doing a lot of their bargaining for them. >>> san held property stands firm and takes wells fargo to court and there is not a whole lot the city can do about it except to try to apply a lot of very public pressure. in sunnyvale kid does cbs five. >>> from that airline seats to slow smart phones customers to are frustrated to how large companies are treated and are fighting back and more often than not they're winning. to watch as a sellout. >>> to leigh anne john recounted an been next to each other and a cross-country flights. >>> she had reason at colleges and wanted to sit with my wife to ensure it is okay the when the san francisco couple said tonight before he was win the back of the plane that was four rows back in the middle season we were next to each other anymore. so they sued version in small claims court for $4,3

i would prefer them over wells fargo and bank of america. i urge you not to rubber-stamp the proposal, but consider the economic vitality of the neighborhood. thank you. >> afternoon, commissioners. i went to james lick jr. high. i am david -- and i am familiar with noe valley. i lived in diamond heights, and now i live in twin peaks. i banked at first republic for 18 years. i understand the concerns. when i drive there -- when i went to first republic, they donated $1000 without hesitation. they are community based. my daughter loves going for those cookies. i don't think they're the best but she likes them. my daughter wasn't invited to the ice cream social. first republic gives back to the community. they're not one of the big guys. people will come there because first republic bank is there. if there is a branch i nglen gln park, i missed it. there is not another one near where i live. i already go there and i love hanging out at marthas. i am familair with what the area has. this space that they want has been vacant more than occupied t

which was clear on the other side of town. [ male announcer ] wells fargo.hwiou when you're ready to move.

wells fargo. together we'll go far. >>catherine: this week the san francisco mta will take a major step in the construction of the city's new central subway. tomorrow the crews will begin digging along fourth street and the south of market area. charles gifford is live with details on the project. >>charles: right now we're standing near the corner of fourth street and ears and street. mta crews have been doing prep work over the past week or so getting ready for a major excavation along fourth street. >> this is a global map of the area where a large box is being built. during construction and forestry will remain open will be reduced from 4-2 lanes. south hall call half if fuhr house hough xinhua has few whether it'll javier fuhr house hough xinhua has few whether it'll javier wall kneeing knowledge dude you don't understand, this is my dad's car. look at the car! my dad's gonna kill me dude... [ male announcer ] the security of a 2012 iihs top safety pick. the volkswagen passat. that's the power of german engineering

with you when you're ready to move. [ male announcer ] wells fargo.ese new depend real fit briefs,untry and today we are surprising pro football all stars. there's wes, clay and demarcus.what's up guys. now i know you don't need one, but would you try these on for charity and prove just how great the fit is? seriously? no way for charity? let's do it! yup... they're doin it. the best protection now looks, fits and feels just like underwear. let's go drive, use the legs... nice teamwork! they tried on the new depend real fit. get a free sample so you can too. >>> "nightline" continues from new york city with bill weir. >>> with when a judge sentences jerry sandusky in 90 days, he faces a maximum sentence of 441 years. one man still determined to try to stop that is defense lawyer joe amendola. you said last week you would shocked if you were acquitted. tonight you're entertaining the option of appeal. why? >> we had a lot of material that we didn't have sufficient time to review prior to start of the trial. and actually, until we go through those mater

which was clear on the other side of town. [ male announcer ] wells fargo. with you when you're ready to move. droid does. and does it launch apps by voice while learning your voice ? launch cab4me. droid does. keep left at the fork. does it do turn-by-turn navigation ? droid does. with verizon, america's largest 4glte network and motorola, whatever you want to do... droid does. . >>> welcome back to the show. d.c. united hasn't hit the pitch since june 5th when the black and red lost 2-1 in the u.s. open cut. tonight, a return to the mls and guess what? a rematch with philadelphia. ben olson and d.c. first in the eastern conference and facing the phillies. to the 77th minute, no score and he is getting tripped up there and franco boskovich. the deflection in for the sixth goal of the season. one-0, united, 85th minute and trying to rally. and with that and hamid with the big time save and take that, philly, 1-0. >>> and off the wall is on the way. we're going to talk about baseball. >> yeah. >> and you have relationship stuff you have to get out and open. >

which was clear on the other side of town. [ male announcer ] wells fargo. with you when you're ready to move. [ male announcer ] for our families... our neighbors... and our communities... america's beverage companies have created a wide range of new choices. developing smaller portion sizes and more low- & no-calorie beverages... adding clear calorie labels so you know exactly what you're choosing... and in schools, replacing full-calorie soft drinks with lower-calorie options. with more choices and fewer calories, america's beverage companies are delivering. >>> the band radio head is reacting to the stanl collapse that killed a man and seriously juried another in canada this weekend. it happened hours before a sold-out concert. the man killed was a drum technician. the band said it is shattered by the loss. >> the soft wear giant scheduled a serious media event for tomorrow afternoon. it is claimed that microsoft will unveil its own version of the ipad. >> right now we want to bring in a look at sports and baseball. >> primarily we will talk about the la

i do have one question for wells fargo. what are the typical rules for applying for sba loan of less than $50,000? how much money do we need to have in your bank to apply for a loan? >> i am on the smaller side of the bank. i am a transaction guy. i do not technically require one to have an account to do a loan with. what i look for, i generally start at 100,000 and up. when it is a requirement of 50,000 or less, i tend to call of the micro guys to help me out. that is right in their box. for us, the capacity for us to do the smaller side is not there as much as it is for them. on getting a loan through my side of the bank, i do not require an account to do that. we would like to have it, but i do not require it. >> last question for the opportunity fund and a critic representative. are you a cdfi? is san francisco and s.p.a. in support of cdfi's being established in san francisco? >> yes, we are. we were founded in 1999 with a small business loan. that is how we started our tenderloin office. >> opportunity fund is a certi

wells fargo. together we'll go far. >>> okay, so lindsey, you understand this. what i know about this game is that the pitching made the difference for the nats. >> very nice. >> no, no. i know. what do you do if you are a fan of baseball in the area and you are watching nats in baltimore? what do you wear? >> i always root for the home team. it's just, you have to do it. >> i went to the nats game the other day and they were playing the rays. i had to wear a rays shirt because they employ my husband and i wore a nats hat. sometimes you have to look confused. the nats and orioles have something in common. they have records in common. the nats were 20-14 on the road. the birds 20-14 at home. so far in this season's battle of the beltway, it's the orioles 3, nats 1. tonight's game seen right here on fox 5. look at that picture. second straight sellout at camden yards. second batter of the game, chops one to the left side. wilson gloves and throws. harper ahead for a slide and the umpire calls him out. harper doesn't agree. what happened to the tie going to the run

[applause] >> i am representing wells fargo bank. wells fargo believes in affordable housing and making sure they invest in the communities in which they have a presence. they have both here in san francisco. that is part of the reason we are participating in this project. more importantly, the city, the redevelopment agency, and chp allow us to participate in the project. this project would never happen without incredible leadership that occurs at the city level. the mayor's office of housing and redevelopment agency have the foresight to say supported housing for people who might not otherwise be able to live in this wonderfully developing neighborhood -- it is because of their support that this is occurring. that is sort of an only in san francisco. i congratulate the city government for doing that. for a bank, is tough to find borrowers you feel, but it will take something to a conclusion. bridge is a wonderful non-profit developer. we have done many projects with them. they have great expertise in construction. chp is a wonderfu

wells fargo. together we'll go far. wells fargo. together we'll go far.van. yeah. i just don't know where to start. glad you found us. start by test-driving nearly every make and model, all in one place. carmax. start here. proud father of two daughters. president obama knows that women being paid 77 cents on the dollar for doing the same work as men isn't just unfair... it hurts families. so the first law he signed was the lilly ledbetter fair pay act to help ensure that women are paid the same as men for doing the exact same work. because president obama knows that fairness for women means a stronger middle class for america. [ obama ] i'm barack obama and i approve this message. >>> this is fox 5 news at 10:00. >> people are picking up the pieces. some without a roof over their heads. tonight, assessing the damage from last night's whirlwind of a storm. the nightmare is nearly over for victims of the penn state sex scandal. jerry sandusky is found guilty on 45 charges of child sex abuse. >>> and a big day for equal rights. it was 40 years ago today tha

wells fargo. together we'll go far. wells fargo. discover britvisit:lumbia. >> the first day of summer is still officially eight days away but we still have a summer weather pattern in the bay area. a 30 degree temperatures banned from half moon bay the other side, happens to be the very breezy conditions at sfo with 26 mi. per hour wind gusts. we will continue to see the westerly wind 10-15 m.p.h. in the overnight as we dip to the '40's and '50's and we will start to notice some of the clouds pushing on shore. what we see is stratus clouds intensifying in the overnight hours. we have the clouds peeling back but lingering. the marine air aloft is moving on shore with a westerly wind and the damage is done. the hardest-hit areas will be inland areas. we will share the 7 day outlook with you but first, tomorrow, '50s and '60s at the beaches. the west wind makes it all the way into the east bay. 84 degrees in brentwood, down from 93 degrees today. san francisco at 65 which is typical for this time of year. saturday will be warmer than

which was clear on the other sidof town. [ male announcer ] wells fargo. with you when you're ready to move. >> she dazzled concertgoers around the world. now katie perry is getting into the business side of the music industry. she is in the process of setting up a record label. this comes as the 27-year-old unveiled a music video for wide awake. turning to movies hitting the silver screen, the disney pixar film is hitting all the side of sex. >> -- effects. >> i and the descendant and i will be shooting for my own hand it. >> she is the determined princess who once more from her life and maybe a better class of suitors, too. >> come on. >> their would-be husbands holiday archery contest for her hand until she went out them all. brave goes on into dark territory. mother daughter battles, a witch's curse and the return of ancient spirits. three. 5 stars. it creates a disney hero. here are the best bets for the weekend. "moonrise kingdom prometheus, marigold hotel, abraham lincoln, vampire hunter, and seeking a friend for the end of the world. have a nice we

which was clear on the other side of town. [ male announcer ] wells fargo. with you when you're ready to move. we're sitting on a bunch of shale gas. there's natural gas under my town. it's a game changer. ♪ ♪ it means cleaner, cheaper american-madenergy. but we've got to be careful how we get it. design the wells to be safe. thousands of jobs. use the most advanced technology to protect our water. billions in the economy. at chevron, if we can't do it right, we won't do it at all. we've got to think long term. we've got to think long term. ♪ ♪ >> we first told the last week that d.c. speed cameras are generating record revenues the share. which cameras are the top moneymakers? in a flash we caught cars going bust down on the 600 block of new york avenue getting nabbed by the speed camera for going over the 35 miles per hour left. that might be white this speed radar has turned out the biggest chunk of the 420,000 tickets d.c. has issued this year. >> that is how they make their money. >> the spot with the second most offenders is right here on the 1900 bloc

which was clear on the other side of town. [ male announcer ] wells fargo.ith you when you're ready to move. ,,,,,,,,,,,,uncer ] wells fargo. ran charged with the why. he knew this woman is please contact sam francis said general the police apartment. a california pizza kitchen restaurant has been shot down by health authorities. is because of a merrill virus outbreak. three employees and to customers tested positive for the virus. investigators linked the upper 80 salads their dead but it's your serve their lost theirs in. caltrans fired back at a newspaper reports questioning the foundation of the new bay bridge. citing the agency's own records the second to be raised concerns about the integrity of the concrete piles that support the main tower. well this morning caltrans offered an hour longer bottle on the internet engineers adamantly defended their work and rejected any questions about we tested the concrete, which tested the reinforcing steel, and one can have an opinion back setbacks and engineers like to deal facts. today the sacramento bee rejected

wells fargo. together we'll go far. wells fargo. ♪ ♪ we all need it. to move. to keep warm.ep us fed. to make clay piggies. but to keep doing these things in the future... at shell, we believe the world needs a broader mix of energies. that's why we're supplying natural gas to generate cleaner electricity... that has around 50% fewer co2 emissions than coal. and it's also why, with our partner in brazil, shell is producing ethanol - a biofuel made from renewable sugarcane. ♪ >>a minute, mom! let's broaden the world's energy mix. let's go. >>> welcome back to "first look." i'm veronica de la cruz. here is nbc's mario solis. >>> good morning. it was a busy sunday in sports. let's get right to it. game three of the nba finals in miami, thunder and heat. let's pick it up in the third quarter. off the miss, kevin durant is there to clean things up. okc up by as many as ten in the quarter. however just not enough. lebron james, dwyane wade and company come storming back. james jones from downtown, heat up five. late in the fourth, lebron calls his own number. the layup and the fou

wells fargo. together we'll go far. wells fargo. an accident doesn't have to slow you down.ty mutual auto insurance, if your car's totaled, we give you the money for a car one model year newer. to learn more, visit us today. responsibility. what's your policy? >>> welcome back to "hardball." the defense team for former penn state coach jerry sandusky is set to argue their case next week as he fights the 52 charges of sexual abuse he faces. with me now is tom klein, a trial attorney representing a 23-year-old man known as victim number five who testified on wednesday. he's a named partner at the law firm where i'm associated. tom, big picture view. what did the prosecution establish this past week? >> michael, there was a compelling case established with eight victims, all young men, all who came into the courtroom who said that they didn't want to be there. by two independent witnesses, a janitor and the star witness, michael mcquery, an assistant coach who went to joe paterno in 2001 and then to higher ups and penn state and told them he had witnessed a horrible incident in

we have $1 million committed today along with wells fargo $500,000. it is there and will be used fast. in the next budget for the next team of years, we have already got plans for the whole $5 million. as long as it is there, people will use it. we know small businesses are reviving our economy and creating the level of investor confidence we want to see. not just in mid-market. all neighborhood corridors will get the benefit. that is why we signaled these revolving loans to reach out to the neighborhoods in the city, to invest in the neighborhoods. they are going to help revive. i tell people i am sick and tired of seeing empty storefronts in different parts of the city. we assure you we will work with institutions like wells fargo and others to get the money out as they have done. let me give a shout out again to wells. not only have they loaned small businesses and have been a great supporter in working with the city, but when the vandalism occurred on mission street, a step forward quickly to help small businesses immediately recover. they should

wells fargo. together we'll go far. wasn't too many years ago that cancer was considered a death sentence. a south bay medical center now celebrates cancer survivor's day. medical experts from surgery to radiology to nursing all share their expertise, as well. as recently as 1971, there were just two million u.s. cancer survivors. by 2007, there were 12 million thanks to better diagnoses and therapy. speed dating, that is so last my len yum. n now we've got feremone parties. each single sleeps in the same shirt for three nights and then brings that particular garment in a bag. the exercise is loosely based on science. research has shown that humans can detect the subtle body smells of feramones which leads to stronger genetic combinations. >> good night. we're sitting on a bunch of shale gas. there's natural gas under my town. it's a game changer. ♪ it means cleaner, cheaper american-made energy. but we've got to be careful how we get it. design the wells to be safe. thousands of jobs. use the most advanced technology t