so william douglas, he basically said, you know, the the, the watchdogs, they are behind the door and it is turning into a super vacuum. >> i think that is true. the regulators have the banking business because there are laws that click with each other and you can't comply. so even if they can't get you on this issue, you know that they will be on something else and that somehow if you miraculously win a case like bank of america, they will get you on something else and therefore you really don't have a lot to do. liz: that's a very good point. we give it to you straight, we give me the information, we do the reporting and we do the journalism. when the justice department heads the banks up after the fact, kind of refereeing what is going on, the money goes back into the justice department and the justice department's annual budget is like 27 billion and they've gone beyond that right now with the fines. you have new york city with their department of finance, it's four times the new york state budget for that finance law enforcement agency. >> at the same kind of thing that you see w