acquisition of etrade and there is not that exposure that exists with goldman sachs with that little entree into consumer banking >> sherwin williams downgraded from overweight. karen, you own this. >> sherman hitting a bit of a road bump and this quarter will be tough we think next quarter will improve because interest rates are coming down, mortgages less expensive and that's been a factor with new home sales and people spending money on larger renovations. we think it's a great company and that we'll see an improvement over the second hatch of the year. >> jimmy, as long as housing is in the penalty box, this stock is not going to work, is it? >> what if we're seeing green shoots in housing? that's why i'm sticking with a small position -- >> the stock is not anticipating the green shoots, not the ones you are. >> well, it will >> the stock is not, you are correct. that said, mortgage rates, 30-year mortgage rates are down more than a percent from the recent high. and, look, employment is still strong people are still in need of housing. you put this together and the green shoots should take hold. >> cisco tactical, evercore, th