that who are not comfortable with using banking apps anyway, willit- banking apps anyway, willit thatraudsters, which at the moment is seriously under resourced part of the police force.— the police force. what about the lack of ranches, _ the police force. what about the lack of ranches, bank _ the police force. what about the lack of ranches, bank branches, | the police force. what about the i lack of ranches, bank branches, and high streets now? how much of the problem is that? it is high streets now? how much of the problem is that?— problem is that? it is a big problem- _ problem is that? it is a big problem. we _ problem is that? it is a big problem. we hear - problem is that? it is a big problem. we hear every i problem is that? it is a big i problem. we hear every week problem is that? it is a big - problem. we hear every week new reports of banks closing down their branches and every time that happens, every time the last branch in town closes it means that more and more older people, and we know three quarters of older people rely on physical banking services to manage their