. >> reporter: wilmot showed him how to protect his $144 million windfall. >> i suggested to him thate district of columbia, you can remain anonymous, and it would be in his best interest to do so. >> reporter: they created an llc which set the mystery client up for a happy and undisturbed life. >> he's doing just fine. if you have money and you manage it wisely, you can have more money. >> reporter: wilmot's client may have benefitted but not everyone views the lottery so positively. the lottery system has been derided as a de facto tax on the poor while a gallup poll shows that a higher percentage of upper income families report buying tickets in the last fam likely to spend a higher percentage of their income on smaller pots like instant scratchoffs. the problem is getting people to save instead of spend. >> saving is the antithesis of fun. >> reporter: it's why michael and his team saw an opportunity to create grand. >> we're grand. we make saving feel more like winning. >> reporter: an app that lets people feel like they're playing the lottery but designed to get them to save. >>

over the weekend. [ light laughter ] where hundreds of people in witch costumes floated down the wilmoter. wait a second, they floated? [ laughter ] burn them at the stake! [ applause ] a woman in utah over the -- lost his elbows. first of all, why are you groaning? [ laughter ] hey no one would say they -- you lost their elbows. yeah, i kept everything else. [ laughter ] a woman in utah over the weekend delivered her baby in the middle of an intersection with the help of two bysnders. and here in new york, a woman conceived, gestated and delivered a baby whi for the f train. [ laughter ] [ cheers and applause ] so exciting. thanks to newly developed technology, we here at "late night" have the ability to record the tiny voice that is inside donald trump's head. and you might be surprised to know that like everyone's inner voice, donald trump's is filled with paralyzing fear and self-doubt. so here is the tiny voice in the back of donald trump's head. ♪ >> sitting in this room, doing that. >> hey, donald. it's the tiny voice in the back i hear a man's voice, but i do not see any -- oh,

some of you may have heard from last night's discussion, i used the definition put forward by hp wilmot, the british historian, about the battle of midway. a turning point is a visible sign post that points to a parting of the whip. in my terms, a noticeable course change. there ar turning points, and there are turning points. when you think about the totality of the civil war, in itself a turning point in in american history, but in that there are myriads twists and turns. i would submit to you that some turning points are more important than the others. three of the ones that come to my mind the most, the ones that defined the terms under which a conflict will be fought, the lineups on both sides. which side gets ascendancy on the battlefield. and the turning point that defines the terms under which the conflict will be fought to its conclusion. of those three, the appointment of grant and some of the turning points in the wilderness as a direct result thereof, falls into the latter category. that makes grant's appointment a key turning point in the civil war, for reasons that we will