if you have some and you took a lot of gains early in the year, which man withpeople did, you could also set those gains and reduce those taxes. >> by filling out those forms early. great advice, thanks, diane and doug. >>> up next, we're "on the money." the embassies open, the flag's been raised. how much is really different in cuba? how is it changing? we'll trak ake you inside the communist country. and after the break, a look at how the stock market ended the week. >>> the u.s. embassy opened in havana, cuba, since reestablished communications after more than 50 years. michelle caruso-cabrera was in cuba for a week and joins us now with more on what's changed, what's not, and whether there are signs of capitalism in a communityist ist communist country. >> cuban economy is in bad shape and we don't know how bad because the country doesn't publish data regularly or any form recognizable but things appear to be changing in some important ways. amidst the crumbling buildings and dilapidated streets, most notably, new wi-fi hot spots on january 1st. only 35 in a country of 11 million peo