. >> we were workiking here and t news came and suddenly the mood turned just terrible. then the police came and sent everyoyone away. >> i heard the news that a lot of people starteded calling me see ifif i was ok because we're there often. the chances w were prettyy high that something like this could happen. i didn't reallyy know, but was afraid that something like this would happen i in berlin. nevertheless, it was really saddening to hear the news. it's really quite frightening at the moment. anchor: so what of the response from germany's financial community? >> authorities say it's very likely that this attack was an act of terrorism, they say it has all of the hallmarks of islamic extremism and there are so many unanswered questions and so no huge reaction from investors when you take a look at european equities. they're not jumping to any conclusions. as we reported, a truck rammed its way through a christmas market in berlin killing 12 people and injuring dozens more. germany has not suffered a large scalia attack like in belgium and france, so the d developmen

to workike me, you want in an organization that values technology people come of that puts it at thef the business. we do not want to go to the back of the bank and work on our core banking platform and that is ultimately what is going to capture these incumbents, to compete in the next 20 years unique is talented developers that are sort of at the center of your business. i think because of 100 years of culture it is going to be really hard for the big banks. francine: i feel like i'm so much smarter about crypto technology. you have to come back and talk about this underlying technology. peter smith and antony jenkins. bloomberg "surveillance ago --tinues -- close surveillance" -- ♪ planine: unicredit capital --hares rise as it offers drop hints at this succession plan from his businesses as see attempts to nominate rex tillerson for secretary of state. china stabilizes the november enough tos the growth withdraw stimulus? i am francine lacqua in london, tom keene joins me from new york . i am very excited to be speaking to sir howard davies of rbs about some of the business models