wouter: i think so. people are putting everything into that context for the transfer of power and they will wonder, is this another sign that the transfer of power will not go smoothly, that may be the republicans in congress will be extra difficult when it comes to me stimulus measures? they put all these things together, and of course, as a result of that, they worry about the shape of -- what the shape of the economic recovery will be in 2021. they are hitting a fairly substantial surge in new cases and we are already seeing the new impact of new restrictions of slowing down the economic recovery. what does this mean on top of that in terms of what you can expect for 2021, and certainly, the way you phrase it is a good way of putting things in a market -- in the market context. it certainly is. kaplan was talking to bloomberg about that yesterday, saying we could seek another contraction in the fourth quarter as well as into next year. i wonder, from your, this kind of public disagreement, does this c