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caioning sponsored by wpbt >> sie: good evening, everyone. prepay us $45 billio that was t message today from the government agencthat insures e nation's bank deposits, the federal deposi insurance corporion. the fdic wantsember banks to pay their deposit insuranc priums for the next three years ahd of schedule. as stephanie dhue explains, e agency's depit insurance fund is scramblinto come up with ca to cope with a string of bank failures. >> repter: as of tomorrow, the fdic's deposit iurance fund will be official in the red. the agency' has shelled ou%25 billion to p for 95 bank failures just sie january. so today, itboard took an unusl step, asking banks to pay $45 billioin fees up front. it's money thawould have paid over three years. fdic chairman sheila bair sa the industry should suort the fund. >> i dthink that the american people wld prefer to see an end to policies th look to the federal balance eet as a remedy tevery problem. that is pecially true of this industryhat has the resources deal with these problems. >> reporter: the bank