so if all of your portfolio was made up of these high yielders, you lost a lot of money, even though the first half of 2013 whole. we're going to get more interest rate spikes. you've got to diversify. by that logic, your 401(k), do you want to invest in the same salary? that would mean you're putting your savings in the same basket as your paycheck. what if you worked for enron or eastman kodak for less unsavory examples or any other company that goes under? you lose your job and retirement savings. it's lose-lose. do you think it's conjecture? i used to have a radio show and i got a lot of calls telling me to stop bashing enron. why? because the callers had a ton of i explained perhaps they needed to diversify away from enron. each time i heard how they got discounts or how such a great company was too terrific to tell or that it was down so much, they couldn't sell. then one day it was gone. but many people have made this argument before and the company stock is still the number one investment. you probably feel like you understand the company you work for. i'm telling you, that d