nbc news consultant yolanda mcclary. money would have to move, arrangements be made. you'd have to be a sharp cookie to hide that kind of plotting, wouldn't you? >> whatever happened here is well planned out. >> by somebody. >> by somebody. whether it's ray or somebody else. >> reporter: but financial investigators from the fbi could find no evidence that ray was planning to move money. there was nothing to indicate that ray was planning to walk out of his very successful life. >> here's even a bigger thing. what is the motive behind that? why would you just walk away from your life? anybody? he's close to his daughter. he had a girlfriend he had no issues with. what is this all based on? >> here was a case, he was planning retirement, planning travel after retirement. does that make that even less likely that somebody would set all of this in motion and then just disappear? >> i find it less likely, yes. and nobody sees any signs of this. it doesn't make sense. it doesn't make sense in his life. >> reporter: tony gricar agrees. >> there's no path that the investigato