if you yolook at the economy an growth, where's the capital going to go. what's the government going to do? i don't think they're going to raise rates sharply. there's a lot of cash on balance sheets. a lot of cash with private equity firms. investors have little less cash now than the moving average, historically. but cash is going to go somewhere and i think that will keep the market going and i believe that corporate earnings will continue to grow. >> i know you have u seen your client assets grow year-over-year. is that because more people are getting over their concerns about the stock market and coming back in or because the people who are already invested have seen their portfolios rise so much? >> both. when the market is up 30% over a year, the assets are up. a big part of our growth is we're recruiting a lot of new advisers and we do see investors slowously moving mover toward equities. that's the source of dev dividends for income. so there's a lot of trends. investors are investing more but cautiously investing more. >> one of the concerns is w