i'm a member of the san francisco public bank coalition, as well as you esf. i would like to thank supervisor viewer, ronen, mandelman, haney, mar, and peskin for sponsoring this resolution to acknowledge the need for public banking. a state charter for public banking. ironically, i live on banks street. [laughter] >> on banks street, my little block, i have seen it two families, to african-american families lose their homes in the last two years to predatory banking. this is not acceptable. i find it interesting that while the banks have been unable to find the money to adjust the loan to keep people in their homes, they have been more than willing to loan money to people who buy those homes and flip them over for profit. that really disgusts me. i've seen two families. they both lost their homes. now they are being flipped. i think that is why i would like to see a public bank in san francisco, and why i think we need it. and i applaud you for making the first step in that process of getting that happening. >> thank you cap next speaker, please. >> good afte