yousef bell was an honor student in the gifted program at school. on a warm october sunday in 1979, he walked away on an errand to buy snuff for an elderly lady downstairs. >> he went barefooted in a pair of brown shorts. he got to the store. he bought the snuff. he started back home. >> less than half a block from this store, yousef bell stepped off this curb and vanished. >> and nobody saw anybody do anything or anything. but they did see him come back across the street. and that's the last that we saw him. >> camille bell called the police. they came and said they'd write a report. that's all. days went by. camille waited with two older children and yousef's 3-year-old sister. >> and so she is terrified. if he can go to the store and they can steal him, then she doesn't want to leave the house. she doesn't want to do anything. >> camille hid her own fear from her children. >> and you've got to hold them together so you can't act as scared as you are. >> the body of yousef bell was found in an abandoned schoolhouse. >> his body would not turn up f

yousef bey. the founder of your black muslim bakery.paints a different picture of the man. >> word on the street is that if you're down and out and black and you need a place to go, the bakery was there. >> bey founded the bakery in 1971 and used the profile to get other blacks excited about business ownership. anna lived in the east bay all of her life, remembering the bakery well. >> part of creating a neighborhood that has businesses owned by african americans serving in african american community at a time when that wasn't a lot that have happening. >> saying bey was a dynamic speaker. she would later get the courage to run and get help. her testimony led to imnal charges being filed against bey. getting her pregnant was she was 12. in 1988 she confronted him on the phone. >> i said i'm going tell you something i'm sure no one elts has told you. that you, sir are a rapist and a child molester and let me tell what you i'm going to do to you. i'm going to go owe to the police and press charges against you. >> the bakery now sits in an

camille waited with two older children and yousef's 3-year-old sister. >> and so she is terrified. if he can go to the store and they can steal him, then she doesn't want to leave the house. she doesn't want to do anything. >> camille hid her own fear from her children. >> and you've got to hold them together so you can't act as scared as you are. >> the body of yusuf bell was found in an abandoned schoolhouse. >> his body would not turn up for another month. yusuf bell had been strangled. >> all of the what could have been, should have been and probably would have been was taken away, and we'll never know now, because somebody decided that it was all right to just kill a little kid because they wanted to. >> for a long time, the 3-year-old would look for yusuf every time it was a foggy day. >> and we'd go out into the fog and she would go as far as she could into the fog. and i'd say, come back here. and she'd say, i got to go find my brother. and she said, the clouds came and she said, the clouds came down, so yusuf can come down! >> the child, her mother said, had confused the f

camille waited with two older children and yousef's 3-year-old sister. >> and so she is terrified. if he can go to the store and they can steal him, then she doesn't want to leave the house. she doesn't want to do anything. >> camille hid her own fear from her children. >> and you've got to hold them together so you can't act as scared as you are. >> the body of yusuf bell was found in an abandoned schoolhouse. >> his body would not turn up for another month. yusuf bell had been strangled. >> all of the what could have been, should have been and probably would have been was taken away, and we'll never know now, because somebody decided that it was all right to just kill a little kid because they wanted to. >> for a long time, the 3-year-old would look for yusuf every time it was a foggy day. >> and we'd go out into the fog and she would go as far as she could into the fog. and i'd say, come back here. and she'd say, i got to go find my brother. and she said, the clouds came and she said, the clouds came down, so yusuf can come down! >> the child, her mother said, had confused the f

access to home ownership in the effort to eliminate risk in the market and eliminate the hon affair of yousef practice that existed over the past years that will move too far. and so, if you think of the pendulum small swings in economic cycles work the way the economy has function over the years we have come from a large swing and are we swinging too far the other way? i look at their rulemakings i actually participated in when i was in the a demonstration as part of dodd-frank qualified residential mortgage which as you know it has a 20% down payment. i don't have to talk about that with anybody here in this room, but we all know the don payment is a single biggest barrier to access for first-time home buyers which ultimately disproportionately affects families of color and the communities of color, hispanics, latinos and african-americans. it ultimately affects these communities the most and the first homebuyer population. there's a study that came up the talks about fha, and at first when i saw that study the fact of the matter is the first time pence fha stands for friends of his men ame