maybe youve got to wait longer to start a family, or save for retirement. when a big chunk of every paycheck goes towards loan debt, thats not just tough on you, thats not just tough for middle-class families, its not just tough on your parents -- its painful for the economy, because that money is not going to help businesses grow. i mean, think about the sooner you can start buying a house, thats good for the housing industry. the sooner you can start up that business, that means youre hiring some folks -- that grows the economy. and this is something michelle and i know about firsthand. i just wanted everybody here to understand this is not -- i didnt just read about this. i didnt just get some talking points about this. i didnt just get a policy briefing on this. michelle and i, weve been in your shoes. like i said, we didnt come from wealthy families. so when we graduated from college and law school, we had a mountain of debt. when we married, we got poorer together. [applause] we added up our assets and there were no assets. [laughter] and we added up

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