is the manager of the social protection fund of the ministry of labor and social protection, yulia bertnikova, the voluntary system of additional pension insurance with the participation of the state, the so-called 3+3 program, how did it show itself, what statistics do you have here and will you recommend it to us? the project is being implemented in the republic of belarus, to date, about 32 thousand contracts have been concluded with citizens who are saving for their future second pension, if we characterize who they are, but first of all 70% are women, it is gratifying that after all, the female half of the population is already taking care of their pension future today, already more responsible, right? of course, the 3+3 program is such an optimal tariff, when 3% of contributions are withheld from the employee, the employee himself is ready to deduct from his salary to his individual savings for the future and 3% is added from the social security fund , from the solidarity system it is redistributed into a personal savings account, these funds are capitalized, assigned to the person, so