, gave impetus to the development and the current market, but the statistics are ruthless, says yuriy pita the president of the association of real estate specialists, by and large , even the national bank and commercial banks, they gave such indicators that the purchase and sale of real estate with the use of a mortgage occupied about 5%. of the entire market, this indicator is very small, it is not has a significant impact on the real estate market at the beginning of the full-scale war in ukraine , banks do not issue loans even at high interest rates. and suddenly, the government order, a state program called the house. it allows you to buy a house with a mortgage on very favorable terms, a minimum contribution of 20% , a loan rate of more than modestly three interest can be paid for 20 years, and if desired, square meters under such conditions can apply so far . in the first stage, while the system is being tested, only state employees will be able to take a loan at 3%, i.e. military contract workers, doctors, educators, scientists, law enforcement officers and rescuers, according to t