from the east village of new york city, please welcome zach handler. rs and applause] hey, zach. >> great to meet you, chris. >> how you doing? welcome to "millionaire." >> thank you so much. >> you need this, huh? >> i do! i do. >> how bad is it, brother? >> oh, brother, it's bad. yeah, i need it.

from the east village of new york city, please welcome zach handler. meet you, chris. >> how you doing? welcome to "millionaire." >> thank you so much. >> you need this, huh? >> i do! i do. >> how bad is it, brother? >> oh, brother, it's bad. yeah, i need it. i need the money. >> what's your situation right now? >> so this is my situation.