still with it is zane brown at lord abbett. zane, let's talk about oil a little bit. really interesting stats here. crude oil futures up 47% since hitting a one-year low back in october. since then the s&p energy sector up 27% and 14 energy companies are up over 40% during this weird. while the high oil prices will have an impact, of course, globally on some companies, the energy companies certainly are profiting. do you think we're sort of at a peak here in terms of the geopolitical risk with how high oil can go? >> well, actually not. certainly with the tensions in the middle east if something were to happen in the straits of hormuz that could top oil well above $150 on a short-term basis and that, of course, could cause serious impact to the price of gasoline here and if we do get the $5 a gallon here, i think that would impact consumers spending patterns. >> a potential to go to $150, we certainly know that's on the table. i agree with you there. at the same time isn't that really speculation driven, because even if there was a problem in the strait of hormuz and