. >> zanelia, same question. i see here you like stocks, right? >> i do. i do. >> why?> the reason why is i've noticed over the years interest rates have been, you know, at an all-time low, and i just feel that there are more opportunities in high-paying dividend stocks. so for my clients who are, you know, still in the work force and are not necessarily focused just on retirement that their focus is on accumulating those assets. i feel that's a good place to be in order to accumulate those assets, is to be in the dividend-paying stocks that are also growing at the same time. >> so barry, why don't you like stocks here, as you said? >> i do. assuming that you can have stock market risk. and also, when we talk about bonds, we can't just talk about boring treasuries or high quality municipals. one of the areas we've been invested in over the past few years has been short-term high yield bonds. high yield bonds, yes, they're riskier, but they move more with the economy than they do with interest rates. so since trump's election, interest rates have really jumped. high qual