starting with you, zena.rway, and by some measures, stocks are cheaper than last year m do you think it's too late to get in? >> well, that depends on what the time horizon is. if you invest for 10-20 years, it didn't matter. gerri: you expect stocks to go down soon? >> you know, there's more likely to have a pull back after a huge run up. gerri: i hear what you're saying. david, do you agree? >> yeah, even over ten years we are cawshesz at establishing a cost basis implies 2% or 3% average returns over the next decade, so very interesting if you consider inflation, it's flat to negative returns. not overly bullish. you can see prices move higher, 10% or 12%, based on fed activity. >> steve, i want to turn to you for a second because there was another topic to hit today, and it's about made in usa stocks. we're seeing some of the stocks perform better than you know, companies that invest overseas and get a lot of the earnings overseas. netflix up 104% in less than 3% of the earnings come from overseas, and qu