has participated in this as well as former and current commissioner who is not here today, board zouzounis. and thanks to those who helped put this forward. we are ready for you, got your back, and the city is not putting up obsta l cans. so with that -- so the city is not putting up obstacles. with that, i am available for questions if there are any. and thank you for your time. >> commissioner: commissioner, do we have any questions? well, amy, i'll say in case somebody is taking time to think of a question, when can we realistically expect this to go into effect? >> the idea is that it would start with any business that is registering by november 1. that gives treasurer and tax collector some time to pull the program together. i would expect that the program could be announced by october 1. and then live on -- sorry, not announced, but announced that it is taking applications and starting to screen, and then would be applying to anyone, to any small business entering the system on november 1. >> great. well, i am obviously severely biassed because i had the honor of helping to work on t