the second question concerns qiwibank, if the bank of russia has any financial claims against the formerof the bank, and if so, to whom exactly and what is the size of these claims? thank you, regarding precedents for the seizure of shares from minority shareholders who were acquired at organized auctions, we are of course concerned about this situation. because this is a very important factor that affects the trust of retail investors in the stock market, if we want to attract resources for development, including using the opportunities of the capital market, of course maintaining this trust is super important, this situation worries us, we will see what else we can do here from a point of view, first of all from a point of view. in the event of a bank bankruptcy, it is possible to bring the owners to subsidiary liability, you know, we took advantage of such opportunities. at kivetse. therefore we proceed from the fact that all available obligations will be fulfilled. colleagues, please, your questions. ivan, second row, and ivan shlygin, fomagru. two questions related to the president’

the regulator indicates: strela bank specialized in providing services for transferring funds between qiwibankthe banking services market, with significant volumes of settlements taking place between individuals and shadow businesses, among which the central bank names crypto exchangers, illegal online casinos and bookmakers . another trend can be seen here: over the past month, the central bank has already revoked the licenses of three banks. yes, two of them are banks out of the fourth hundred, but still, over the previous year and a half , there were no cases of license revocation at all. as the kommersant newspaper wrote, representatives recently. that he was leaving the russian market, but he said that he was suspending activities here. all this time the shops remain closed, and chanel continues to pay rent for these expensive spaces, including in the center of moscow. the shops obviously have no desire to leave these areas, because their place can quickly be taken by others. but according to the senior director of core xp, marin malokhatko, now luxury brands no longer expect that they ca

at the end of february , the regulator revoked the license of qiwibank, then the owners of more thanllion active wallets could be left without... payments, the central bank is now discussing this issue. previously, it is possible to insure only those wallets whose owners have been identified, since in this case it is possible to identify the recipient of the insurance. the volume of funds in such personalized wallets is higher than on anonymous ones, but nevertheless they are still small balances, yes, and we believe that the total insurance indemnity limit for banks is 1,400 thousand rubles, it is more than enough to protect client funds. the regulator also supported targeted preferential mortgage programs, according to the head of the central bank. the transition to them from non-addressed ones will lead to balanced development of the market. the growth of the mortgage portfolio is expected to be 7-12%. promote income growth without disturbing the budget balance. this is how anton seluanov described the ministry of finance’s task for the next 3 year at a meeting with students of th