rodgin: let me mention two.e's a long-term debt proposal that would be particularly difficult for the so-called category three and category or banks, those with the $700 billion in assets. that would be a real earnings leader. the second is the overall supervisory situation. there has been very little recognition of what the federal reserve said the week before last in its semiannual review of the state of the banking industry. particularly, the pertinent comment is that two thirds of the banks with 100 billion or more in assets, half of the asset pool of the banking system, they have unsatisfactory ratings in at least one of the three component pieces. i think that that has got to be an all-time high, septa maybe in 2008, 2009. matt: fascinating stuff, thank you for joining us, rodgin cohen . david, what's coming up? david: paul krugman, we will talk to him about the state of fiscal play in the united states and why he thinks there should be a second shock coming out of china. paul krugman. matt: david westin,