dmitry, good afternoon, good afternoon, tell us about the vision of your work at nspk, what will youocus on? well, i think the first thing is to focus. on maintaining the already fast rhythm in which modern payment technologies, the payment system, the system of fast payments are developing, this is the most important thing, probably now, in general , not slowing down the rhythm and ensuring the same growth of the payment system itself, the number namely payments that go through, among other things, system of fast payments, well, secondly , i think that it is necessary to ensure the implementation and... which work, in general, not only for transfers, but specifically for ensuring payment, traffic is growing, so we see that trade and service enterprises are connecting, banks are actively use, this is also a certain driver, which in general indicates that such an infrastructure needs to be developed, to make it, well , let’s say, even more relevant, even more interesting, more technologically advanced, and new form factors, authentications, payments, you know for sure that there are p