dmitrymovich, you have outlined the problems and risks that exist for our economy; so far, they mainlyo the level of interest rates and, accordingly, the supply of money. yes, the president said that the high rate is temporary, the central bank. but he says that this is also temporary, and we will reduce it , against the background of the fact that western central banks also seem to be going to reduce it this year, but we are still looking at it, despite the fact that we are trying from the global dollar system separate, but not yet it turns out that we understand all this very well, this is a separate topic, but there is a saying: there is nothing more permanent than temporary, do you think it can be realized here and these high interest rates will remain for a long time? well, that's a risk. or the supply of loans, this is a problem , now it is a problem of stimulating and disincentivizing investment activity, because at high rates it is easier to just keep money in the account, and the problem is that we started projects in one environment, took out loans, and ended up in another, e