. >> are you thinking of going to nfcc to negotiate for you? or what are you thinking of doing about this? >> caller: right, that's what i'm thinking of. you talked about the nonprofit service that could potentially help. so we're -- what we're thinking about doing is going to them, trying to get them to set out a plan for us so we can cut all of the interest rates that have an end to it. >> what interest rate does this debt carry generally? >> caller: anywhere from about -- somewhere between 15% up to 28%. >> there's no way. unless suddenly your income were to double, that you're going to be able with interest rate carrying like that, to do this. i think it does make perfect sense for you to go to a national foundation for credit counseling affiliate. >> caller: here's the question i have, though. our goal is to try to get in to a -- we own a condo and the idea that maybe in a couple of years we would be able to sell it. will that hinder us from looking at getting a new house? >> yes, during the time you still owe money, that will hurt your ab

. >> are you thinking of going to nfc clch nfcc to negotiate or what are you thinking about this. >> about the nonprofit service that could potentially help and so what i'm thinking about doing is going to them and trying to get them to, you know, set up a plan for it and cut all of the interest rate and -- >> what interest rate does it carry? >> caller: anywhere from about -- i think it's somewhere between 15% up to about 28%. >> yeah, there's no way unless your income were to suddenly double that you're going to be able to with interest rate carry like that to do this. i think it makes perfect sense for to you go to a national foundation nor credit counseling affiliate. >> the question that i had, though, is, our goal is to try to get into -- we own a condo and the idea is that maybe in a couple of years we would be able to sell it. would that hinder us from getting into a new house or -- >> yeah. during the time that you still owe money, that will hurt your ability to buy a house and you can go to nfcc to see if they can come up with some budget that would work with you. that woul