host: let's check in with midge in cleveland. caller: i have a question and comment. i do not know what everybody is talking about all the time with diversity. maybe that sounds ignorant, but i am from the 1960's. it seems that there was openness and then. i think our kids now are more open. host: we are just about out of time. guest: think people are much more open to discussion. people are more open to the discussion, but they are more open to shouting and not predisposed to listening to every prospective whether you agree with it or not. at the end of the day, that is really what diversity is all about. host: thank you so much for joining us. thank you for joining us today on "washington journal." we will now go to the chamber of commerce. >> it remains a bit of an open question. the fact of the matter is that we have a new law. changes to the system are already beginning. big changes are coming bigger changes will come in january. other changes will be implemented between 2014 and 2018. some of these provisions may never be implemented, at least not in the current