you communicate to the financial markets that these large institutions are going to be required eckert kutzthe people lending money on a short-term basis withdraw ther credit. they withdraw their credit. >> not from aig. you are talking about the other participants in the market. but the government says i'm putting money on the table and the money will be available to backstop the creditors there's been no indication the government has never backed off from that and indeed we worked repeatedly in every meeting we had with the fed that they could not back off. that is why the decisions made in september had to be followed through in november in the way that they did. >> but if i may, you may have been urging or at least inquiring whether or not they should have been something different and what i am suggesting to you that they have done their short-term creditors would have run on them before you could have asked me i have a discount. >> i.t. we simply have to agree to see the world differently. i apologize. professor troske? >> as a professional economist, i don't deal with individual compa