people like bob hayden, ed, have figured out how to use other people's money to bring san francisco into lead. these people i happy to do that. this kind of leadership makes a huge difference. i especially want to thank mastercard. mastercard has seen we need the convenience of their credit card in order to get these things easy to operate. and very secure. part of the reason we are going with these credit cards is so that you do not have to worry. i have people at coulomb who are trained to keep your secret secret. there are rooms in my company that i am not allowed to go anymore because i am not approved. it will make it easy for you so that you can be part of the solution. we have been extremely fortunate. we have to thank the mayor for the weather. we are thankful to be in san francisco after all these years. thank you. [applause] >> we are going to get a few words now from mastercard. kathleen is the business leader of the u.s. emerging team, director for mastercard, and she will tell you about the weather in new york. >> we much prefer this sunshine. thank you all and good afternoo