he was a very good gentleman, very wealthyentleman. he was always very kind and courteous when he dealt with me, but i noticed that he was awfully negative. he did seem to focus on things that he... he had no control over, and he complained a lot about things like that. and one day he was on the phone with me, and he was telling me about his daughter. his daughter was going through a pretty rough patch. she had divorced. she had four children that she had to take care of. she really was having trouble making ends meet, and she couldn't find an adequate job. so my client described to me how he was helping her out with a little bit of money each month. and he had taken his grandkids to get them school clothes and he'd bought them some school supplies, et cetera, so that was all great. but as i listened to him, i could hear that there was fear in his voice. i could hear that it bothered him to do this. not that he didn't want to help them. of course he wanted to help them, he loved them. but it bothered him to have this extra expense. and