mr. lynch: thank you, mr. chairman. thank the ranking member. i rise in opposition to h.r. 830, the f.h.a. refinance program termination act, and also the other bill that will be coming to the floor on the same subject. i want to emphasize one thing that the ranking member has raised and that is that these are voluntary programs. these are all voluntary programs that are trying to keep american families in their homes, these programs require the banks to agree that this is a good deal. . and it's deserving of these homeowners. these programs require that the homeowner also agree, obviously. and that in many cases that servicer agree. now, because you're requiring a voluntary agreement and an agreement that has been crafted in such a way that all parties are balanced in their interests, it's been difficult to generate the number of families to be helped so far. i do want to also emphasize this program started in november. this program started in november. we've had about four months to get families onboard to be helped by these programs. for much

mr. lynch: thank you, mr. speaker. at this time i'd like to yield five minutes to the lead sponsor of this measure, the gentlelady from california, representative lynn woolsey. the speaker pro tempore: the lady is recognized for five minutes. ms. woolsey: thank you, mr. speaker. it has been my honor to introduce and shepherd to the floor h.r. 793, a bill paying tribute to an american hero in my home district. on may 2, 2009, army specialist jake robert velloza of inverness, california, was shot and killed during an attack by iraqi soldiers near the city of mosul. he was 22 years old and on his second tour in iraq. he was the only child of bob and susan velloza. he was engaged to be married to danielle irwin, proposing to her on the golden gate bridge between deployments six months before his death. jake was a standout cheat at tomalus high school, like his father before him. -- athlete at tomalus high school, like his father before him. he knew from the time he was in his teens that he wanted to serve and he joined the

mr. lynch. >> thank you, mr. chairman. i want to thank the witnesses for your help. mr. donahoe, let me push back on the a little bit. i know i have spoken with pitney bowes and another other firms that operate as well. they've got some systems where you can actually pull up on your laptop or on your ipad and actually click on your mail before it's delivered. you can click off the stuff that you don't want to have delivered, and click on the stuff you would like to have delivered. but that tells me that with technology and there'll be a further reduction in volume as people are given the option. and so i'm not so sure i buy into the idea that we're actually going to be built increase volume. but that much being said, let's go back to where the channel was considering paea. what does it look like right now, and mr. herr, actually ms. goldway as well, if we're overfunding future retirees health plan benefits, what is the measurement on that overpayment do we have a sense of that? i know there mak

mr. lynch: thank you, mr. chairman. thank the ranking member. i rise in opposition to h.r. 830, the f.h.a. refinance program termination act, and also the other bill that will be coming to the floor on the same subject. i want to emphasize one thing that the ranking member has raised and that is that these are voluntary programs. these are all voluntary programs that are trying to keep american families in their homes, these programs require the banks to agree that this is a good deal. . and it's deserving of these homeowners. these programs require that the homeowner also agree, obviously. and that in many cases that servicer agree. now, because you're requiring a voluntary agreement and an agreement that has been crafted in such a way that all parties are balanced in their interests, it's been difficult to generate the number of families to be helped so far. i do want to also emphasize this program started in november. this program started in november. we've had about four months to get families onboard to be helped by these programs. for much

mr. lynch: thank you. i do want to point out the neighborhood stabilization program that we are talking about here today isn't just dealing with foreclosures. as we all know in this country, there have been pockets where the foreclosure phenomenon and the wave of foreclosures and property abandonment has been concentrated. i have an area like that in my district in the area of brockton, massachusetts. but i can point to other areas across this country, what the neighborhood stabilization program allows is for cooperation between communities, banks, lenders, homeowners, and servicers to either preserve homeownership or in areas across this country such as in illinois and nevada, california, florida where thousands of -- and thousands of units have been abandoned in one concentrated area, it allows us to address those abandoned properties where the lender has taken a walk, the homeowner has taken a walk, the servicer has taken a walk, and the surrounding community of homeowners who are trying to stay in thei

. >> is helpful to the questions and answers coming before this particularly mr. lynch i appreciate yours and the transportation chairman because i think a lot of people have worked hard on understanding how thoroughly useless this technology currently is. that is an assumption i am making but let's walk through so if i make sure i have an agreement at the current time with the 50,000 tsa professionals we only check a small fraction of the passengers is in the true if you get all the places including san diego where to be honest we have all the stations accept in order not to back up downtown san diego they do random anecdotal if you will. so first of all from the security standpoint, we are not secure it is just majority of passengers do not go through if they are necessary. do you agree with that? >> i'm sorry, i don't. >> you think if we just pick up half the people we are going to stop the bomb at random? >> screening has a value for the touring terrorists. they don't want to take the risk they will get picked up. >> these people are willing to blow themselves up an

i look forward to be able to end up with mr. lynch one of his visits to iraq or afghastan. we can honor the service of both our military and civilian work force that put their lives in great danger to serve our country. >> thank you. >> thank you, mr. connolly. that is the last of our questions. we will recess for now. thank you for being here. weill prepare for the next panel. >> thank you, sir. it is an honor. [captioning performed by national captioning institute] [captions copyright national cable satellite corp. 2011] >> we have a senior policy expert from the heritage foundation. we also have the resident scholar at the american enterprise institute. we have the president for the partnership of public service and the national president for the national treasury employees union. if you all would not mind, please stand up to be sworn in. please raise your right hand. do you solemnly swear or affirm the testimony you're about to give this committee will be the truth, the old trees, and nothing but the truth? thank you. let the record show all witnesses have answered in t

i look forward to be able to end up with mr. lynch one of his visits to iraq or afghanistan. we can honor the service of both our military and civilian work force that put their lives in great danger to serve our country. >> thank you. >> thank you, mr. connolly. that is the last of our questions. we will recess for now. thank you for being here. we will prepare for the next panel. >> thank you, sir. it is an honor. [captioning performed by national captioning institute] [captions copyright national cable satellite corp. 2011] >> we have a senior policy expert from the heritage foundation. we also have the resident scholar at the american enterprise institute. we have the president for the partnership of public service and the national president for the national treasury employees union. if you all would not mind, please stand up to be sworn in. please raise your right hand. do you solemnly swear or affirm the testimony you're about to give this committee will be the truth, the old trees, and nothing but the truth? thank you. let the record show all witnesses have answered in

. >> is helpful to the questions and answers coming before this particularly mr. lynch i appreciate yours and the transportation chairman because i think a lot of people have worked hard on understanding how thoroughly useless this technology currently is. that is an assumption i am making but let's walk through so if i make sure i have an agreement at the current time with the 50,000 tsa professionals we only check a small fraction of the passengers is in the true if you get all the places including san diego where to be honest we have all the stations accept in order not to back up downtown san diego they do random anecdotal if you will. so first of all from the security standpoint, we are not secure it is just majority of passengers do not go through if they are necessary. do you agree with that? >> i'm sorry, i don't. >> you think if we just pick up half the people we are going to stop the bomb at random? >> screening has a value for the touring terrorists. they don't want to take the risk they will get picked up. >> these people are willing to blow themselves up an

i think my good friend and colleague mr. lynch for his leadership in the past on these issues. we had some ground-breaking hearings in the past, and this being another contribution. welcome to the panelists. mr. her, let's start with the last point. the issue of breathing room -- i believe the president recommended $4 billion of relief? >> yes, sir. >> is that not based and the assumption that there have been overpayments? >> that is predicated on the fact that there would be other efforts under way to restructure as well. >> right. >> this would be a deferment. >> i understand that, but is it not, by implication, a recognition that there is an issue -- there have been overpayments in the past? >> i guess i would have to look at the fine print. >> well, certainly, the president, hopefully in his budget was not trying to add to the postmaster's wolds fiscally. he was not trying to add to that debt. he was trying to provide relief. do you, does the gao have an opinion? >> we have not looked at it. i can assure you we have read the reports. >> you would agree that if anywhere betwe

frank: i yield five minutes to the gentleman from massachusetts, mr. lynch. the chair: the gentleman from mahu

. >> is helpful to the questions and answers coming before this particularly mr. lynch i appreciate yours and the transportation chairman because i think a lot of people have worked hard on understanding how thoroughly useless this technology currently is. that is an assumption i am making but let's walk through so if i make sure i have an agreement at the current time with the 50,000 tsa professionals we only check a small fraction of the passengers is in the true if you get all the places including san diego where to be honest we have all the stations accept in order not to back up downtown san diego they do random anecdotal if you will. so first of all from the security standpoint, we are not secure it is just majority of passengers do not go through if they are necessary. do you agree with that? >> i'm sorry, i don't. >> you think if we just pick up half the people we are going to stop the bomb at random? >> screening has a value for the touring terrorists. they don't want to take the risk they will get picked up. >> these people are willing to blow themselves up an

mr. mayor. ft. wayne mayor tom henry, everybody. and we have a good show tonight. david boreanaz is here. we have music from avril lavigne. and we'll be right back with jane lynchhe motorola xoom tablet. with the velocity of a 1-ghz dual core processor, 3-d graphics engine, gyroscope, and a widescreen hd display. grab it and it grabs you. only at verizon. tonc it tonc wi it [ inner monologue ] ahhh, my scalp itches. should i scratch it? he's so cute, scratching would just turn him off. maybe i'll...oops. [ scratching ] that's better. [ female announcer ] there's a better way to relieve an itchy scalp. new head and shoulders itchy scalp care shampoo and conditioner, with eucalyptus. its formula immediately soothes and delivers long-lasting protetween washes. . scalp care witptus. respect the scalp. love the hair. we expect a lot from our cheese. why did the cook get arrested? i don't know. he was caught beating an egg! [ laughs ] a cheese monger, a dairy farmer and a duck walk into this... wait a minute, have you heard this one? nice tie sir. is that a windsor knot? [ male announcer ] we take the time for our cheese to mature before we bake it into every delicio