it is the case that sba works with these organizations to try to help small businesses understand how to get credit and fine tools to be able to do that. sba programs cover a wide range, and i will talk about this range of lending and the kinds of things we do, but in many ways, we do not do it alone. we do it with partners, and that is the takeaway message, the sba lending activity, while would guarantee loans through a number of lenders, we do it with a lot of other partners as well. let me give a little bit of a sense of what the small business administration does and is. we in san francisco covered the bay area and north coast counties, and we do a variety of things. i will come back to the credit card because i know that is what this session is about, but before i do that, there's two other roles we play that are important as well. one is about helping small businesses understand how to start businesses, getting good technical assistance, getting good advice about starting and managing your business. equally important is being prepared for credit. one of the things we tried to do

they do not understand how shortsighted it is because they do nothing to understand the fundamental problemsabout crime. i think part education people about criminal defense lawyers, public defense lawyers, is educating people about the source of crime. they need to understand if the constitution does not work for everybody, it does not work. >> so how do we educate them? >> you bust rush limbaugh. he learned there is a fourth amendment to the constitution. seriously, how do we do it? i am not sure. one of the things that i struggled with, in particular, in robert blake's case, when i got into the case, i was determined not to get caught up in the media and to be the same person at the end of the case as i was at the beginning. i think of lawyers need to be lawyers, not try to be entertainers. you would know better. >> just so you know, i covered him while he was trying that case and desperately tried to get him to come to me during the case. i felt it was so important for the public to understand the constitutional issues that were coming up, but he rightly wanted to remain focused on the c

but certainly i am open to understanding alternative ways to do this -- >> certainly i am open to understand and alternative ways to do this. within the department and myself , ofdt and president chui, as you know the budget is still in development. we could take a look at the ideas on the table. it would be worthwhile to have a discussion on this so that we could get into some concrete proposals. i think that that is going to be the trick, understanding in a much more substantial level what types of savings initiatives we are talking about. supervisor chu: we are in agreement about what is required for the release of reserves? information pending from coyt and a list of where departments had issued cuts? is that clear?

what i would love to understand is efficiencies. where are the efficiencies that help us make a government run better? this is that nervous system that makes it that much more effective, both internally or in the public. you might not be able to answer that now, but no one has ever been able to present that to us. that has helped to underscore this particular achievement, consolidation. >> if i may respond to the supervisors comments and questions. again, i think that we are at somewhat of a crossroads in our discussion on technology and how it supports the city is a nerve center. when i came three years ago, there was not a clear understanding of how much was spent, a citywide, and i t. the magnitude and challenge of the opportunity, perhaps it may have taken too long in the view of people, but we are at that point now, having that conversation strategically. are we spending enough? how do we benchmark against other cities? i know that we are getting that data. los angeles, chicago, new york. other cities that we typically judge ou

i'm trying to understand and i asked the comptroller for some understanding on how that was adjusted in that relationship with the botanical society to be able to call back to the city the fee for the non-residents. can you explain how that is done? >> i think this is an issue that was raised during the initial hearing a year ago. typically, the membership benefits helped to fund the programs and services. they are actually happening in the garden. there was nothing explicit in the legislation last year or in the grant agreement that allowed nonresident members free access to the garden, the society has been reimbursing us for the cost. >> the data has been crunched. what constitutes people who are actually gaining access into the gardens and we have no per figurehead as to what that equates to. >> i think under the current arrangement there is no distinction between being a non resident member of the botanical society or not. they are using their dues each time someone comes into the garden. what is that number so i can keep it clear on what this is. >> the estimate through the fisc

it, but understand the principle behind it. we looked around and interviewed about six creative firms, and i'm very pleased to tell you that pompeii a.d. is the firm that we selected as our design firm, and i would like to introduce you to the principal and creative director. [applause] the low we are extremely pleased that they found us -- >> we are extremely pleased that they found us. there's a story that they told us the first time we met, and it was a delightful story about a cafe in the middle of a city that was not only a place with its usual fare but also a place of business transactions, a place of socialization, and a place that really allow the participants to invent new things. one of the things that was invented within these walls was bookkeeping. all of this happen while they were talking about their troubles, the philosophies that they encountered abroad, and this cafe was really a hub of commerce, culture, and community, and it existed in 16th century florence. when he told us this story, we thought -- what a vi

i'm a--i'm a country fanatic, you understand me? i love it.ar going to the airport to go catch a flight, and, uh--i turn on the country station to find out what's going on, because the lyrics in country music are so real, you know, and there's no dirt involved in them, you know. it's just good. so i was trying to do this, and i went ♪ bom-ching-ching-ching. and then ♪ a-ching-ching. i said, "wait a minute." ♪ ching-ching-ching ching-ching. ♪ and then i said, "hey, i got some"-- i just went and called the rest of the guys, jerome and all of them with the maracas. i said, "hey, man, listen up. can you do this on the drum?" boom-boom-boom boom-boom. and clifton james, my original drummer, he said, "yeah." he said, "what is this?" i said, "i don't know, man. just do it." then i'm gonna do this, you know. and we put it together, and i went to chess records with it. at first i went to vee-jay. i went to vee-jay records 'cause i--i didn't even really know that chess existed, and they were two blocks away from my house. i lived on langley avenue in ch

i understand safety is an issue. the other reports used to be much more detailed than what we have been getting in the last year or so. another thing that i think is a no-brainer is that we want to add actual or perceived citizenship status, religion, or creed. that is one of the changes. [tone!] we want to add religion, place of worship. that is part of the first amendment that we want to clarify. supervisor avalos: some of the concern we're having with the information shared by the committee is anecdotal is. there is not a lot of quantifying or empirical data that supports the assertions being made. we look to the police commission as being the first stop in helping draw out the information. the police are not here to speak to this. that sort of takes the hearing off balance. i assume that has been the position like at the hrc hearings as well. that is not one we should capitulate to. i think there should be greater encouragement by us in the police commission to make sure the chief of police in the representatives

i do hope that the panel here can understand that that is what the intent was the amendments that it would happen automatically, that there was a lot of work that has already been done by many people in this room and we are still here. hundreds of people who work on these revenue measures who managed to get the real estate tax increase to pass. that was a monumental effort. i think that this is something that should be recognized. this is a positive vote for replacing the fee. this has been characterized as a onetime solution. it is not. this is the potential to be much more. the increased revenue from the real estate transfer taxes, this will be here year after year. we made decisions about priorities. we fund the entire city and county budget. this includes a wide array of services. of all of those services that we found, $250,000 is about what we would use every year or potentially $500,000 every year. this is what we want to use to replace the fee. i don't think that this is asking a lot. i hope that colleagues, you can join me in your vote on that. >> thank you. >> i want to tha

however, we do understand a few things. our current schedule allows for specialist classes, including art and dance. it allows for the maintenance of low teacher to student ratios. in dire economic times, we understand our schedule is averting layoffs and furlough days. currently, the majority of the staff falls in the middle of the range of years of service. the majority of members will experience increases in compensation. our members can improve compensation with additional academic credit. it is the continued objective of our union to improve the composition of our members. in these economic times, we understand we must share the burden. the retention rate of more than 90% of our staff speaks to the union commitment to the success of the charter academy. if you look at the budget, our parents are not full-time employees. their hourly rate is $2 higher than the current rate offered by uesf. thank you. >> my name is sean whitney. i am the special director at edison charterer academy. tonight, i will speak on the committee

i understand and share the frustration. obviously, i m in a role where i need to balance the budget. no one would be happier to see cost savings out of this than meat. one thing i would like to point out is -- i think that it is worth noting that when we put these reserves on the budget, and i've worked with you -- i understand the reasons for doing that -- we put the reserves on in the budget to move the program along, hoping and anticipating that we would be cost savings. we put the money on reserve in the budget to force the data center consolidation to move forward. we have not seen the savings, but the data center consolidation did move forward. it is fair to say that the department of technology have done what we asked. it may have been slower than anticipated, but it is worth noting that there is a positive thing that has happened. this project has moved forward as a result of the discussions we have been having a year dan thatand at coyt over the last y- and-a-half. i would have loved to see savings come forth from

i understand the concern. i'm delighted they are here and will continue to be here and will continue to do the good work we are doing. >> absolutely. thank you so much for being part of "culturewire." >> thank you for having me. >> for more information about the museum of the african the museum of the african diaspora, visit moadsf.org. >> welcome to "culture wire." on this episode, we explore what it means to the aged, in today's society -- what it means to be chicana in today's society. chica chic features an array of artwork by five leading chicana artists that addresses a range of issues such as integration, sustainability, and integration. using a distinct visual approach, each of the artist's response to the shifting needs of their communities in ways that offer unique perspectives and multiple points of entry. >> the exhibition is to bring together the voices of a new generation chicana artists, all of whom reference the works of the civil-rights movement in their works, but they are also responding to

so unless you understand why greenhouse gases affect climate and how they changed it you don't understand why we need to do the things that we have to do. >> right here in front. >> correspondence going with freeman dyson, very prominent scientist, outstanding physicists who took the opposing viewpoint on global warming and referred to the risk cost analysis as a swindle. i was surprised at this. he is not a climatologist and that is about the only thing i can say to forgive what he told me. but i would like to know if you could explain -- i would like to know if naomi oreskes could explain what you believe is at work that a scientist of his stature would come out so strongly against global warming as a hoax or at least -- >> for those of you did not hear the factors why would freeman dyson, a physicist at the institute of the dance studies at princeton be a skeptic about global warming. his objections have to do with calculations about the discount rate which is this weird -- in the last chapter of the science of liberty, has to do with the question of if you are going to spend a lot of

when they understand our customers, we believe we do understand well what the american consumer pants. then we understand the retailers as well, there are holes in the assortment of the missing business that we help to fill these holes. >> i have another question about retail, but let's take a break and be back in a minute. >>> if you're just joining us, our guest is stanley chang who makes half the stuff in your kitchen including the pots and pans. sometimes i'm disspirited when someone tells me, did you know this product or that product are actually made by the same company? oh, you paid all that money for this stereo? did you know this other stereo is the same company? in your case that's true. paula deen, circulon, kitchenaid. >> silver stone. >> all the same company. >> they are brands we either own or license and we do private labels. >> one of the executives said it's just a sticircle on a stic >> it's a metal circle on a stick referring to anolon. how do you make this one worth $200 and available at a gourmet kitchen store and this one worth $20 available at walmart? >> right.

to understand the future, you have to understand physics. physics of the last century gave as television, radio, microwaves, gave us the internet, lasers, transistors, computers. all that from physics. the next century will be even greater. that is why if you understand physics, you understand computers, you also understand biotechnology, nanotechnology, and they will be the engines of wealth and prosperity in to the next century. tavis: we can think flash gordon for all this brilliant intellect. michio kaku, author of "physics of the future". good to have you on the program. next, nfl great ray lewis. stay with us. ray lewis is the 12th time nfl pro bowler. he is chairman of a foundation raising awareness about kidney disease. good to have you. this must be the longest amount of free time you have had in a while. >> i tell you what is it for me. i started playing football in 1985. it has been 25 years since i had a break. so i kind of have got a different approach. tavis: how weird does it feel to have this extended downtime? >> i do not wa

once you understand the psychological condition, it's a lot easier to understand them, too. you really have to understand what a psychopath is and how they take to really understand how to interpret eric who doesn't just sound like the -- key followed every classic pattern. >> host: did wayne and kathy harris recognize eric was in trouble? >> guest: that he was in trouble and that he got in trouble. they had no idea the extent of trouble. yet almost nobody recognizes a psychopath. if you think about somebody like hannibal lector you have to throw out the hollywood version because a psychopath is never going to tell you that they are going to eat your liver. he would be the last person in the world to know they are a psychopath. the first classic book on so patty was published in the 1930's by her feet quickly. he titled the book the mask of sanity, because there are two clusters of characteristics of a psychopath. one is the total lack of empathy and compassion for everybody for anyone, but he decided even more important characteristic was the ability to disguise that lack o

i understand the play of immigrant families coming to this country. i also understand every single day in reading about the newspapers what is happening around the world and why people need to have a place where they can think freely, act freely, and raise their families a safe way. this story about immigrants throughout san francisco's history, and i will forever, no matter what undoing, whether in the city administrator for mayor -- i will understand that our and the rights commission is there to make sure we understand that history, that everybody in this city, whether a company or corporation or police and firemen or fire department understands that the diversity in the city is to be something that is celebrated. you are part of the fabric, so with that, please, welcome yourselves here. this is as much your house as it is ours. have a wonderful nowruz celebration. and we will continue to have open dialogue welcoming all of the families here today. thank you very much today, and have the persian new year -- half the persian new year -- kathy -- hap

what i'm understanding is that there a motion to except several of the budget analyst recommendations, and the together the item with regards to amending the effective date of the ordinance and chlorine the general fund allocation -- lowering the general funds obligation. those other three recommendations that i believe that everyone is in agreement with. i think that that is a motion. on the issue of revenue, i understand where folks are coming from with regard to their working on the tax and hoping to pass that. having been at the board when that item was before us, my understanding was that if the city was able to find dedicated revenue that was going, the reversal of her. -- would occur. this was not specifically designated to parks and recreation. that is where some of the perception issues are in different. i want folks to understand why there is a different interpretation. >> i explicitly say that any revenue tax that the rec and park's receive is not dedicated. i was not working on dedicated taxes so i would not mention this. this was about a general fund tax. that was their i

and to understand that everyone can pursue the american dream. i'd like to thank all of y'all for your time, your commitment, your passion and for serving what i think is an integral part of our incredibly bright history and our incredible future because we are the link of our great american story. thank you so much. grace be to god as it says on the east side of the monument. may god bless you and god bless america. [applause] >> and i think alyssa said we would take any questions. yes, thank you. and yes, you can ask exactly how the eggs are cooked. >> what is your favorite speech that is in the book? >> my favorite book is lincoln's second inaugural. i mean, it moves me to tears when i read it because you can tell how hard the war for him. he talks about, you know, we believe in the same god. we read the same bible and pray to the same god. this is where we are as a nation hopefully it will be over soon and you can almost feel his party breaking in two but in the end he's very merciful without judgment and wants us to work together in reaching