ryan mack is back with us. most people don't know how much money they need to retire, but it's not enough, probably not enough. >> a lot of people think retirement is about vineyards and retiring on the beach and what not. they have not taken the time to figure out how much it will take to get them there. time to start getting a little more aggressive and figuring out exactly what we is to do put our money aside and tools we have to use to get there. >> it's not about a vineyard and beach but having to pay your out of pocket health care costs and being able to pay for your rent. the first step to rebuild for those people that aren't ready. >> cnnmoney.com has a great site. figuring out what your goals are. what is your finish line. how much is it going to take for you to get there and have a great cal kurt to use in order to figure out what it will take to get there and give you a good sense of guideline on how long it will take to get there. >> establish a goal, learn your resources and establish a system. >>