the ceo of ne community federal credit union. since 1988, she has been the ceo of northwest community federal credit union. under her watch, the credit union group to over 1600 members. it has become the national model for institutions seeking to provide financial education and banking services to the low- income communities. last but not least, we have our conditional lender represented here by wells fargo. mark cyrus is the senior fda banker for the region -- the senior sba banker. he held businesses choose the best loans for the growing business and focus on a comprehensive understanding of their goals for their business. mark is responsible for helping entrepreneurs with sba loans every step of the way. i would like each of you to speak a little bit about what your organization does and, more importantly, address the audience here and let them know what your looking for when you are hoping to fund their loan. we will start with you, mark. >> absolutely. thank you. i want to thank speaker pelosi for putting this together. i want to thank all of the of for coming out on a smell it -- snowy san francisco date. [laughter] we've been told we shou

a secret meeting an informal meeting and credit activists alike have alleged it is anything but democratic it's called the builder group and the european union and the euro currency were reported to be its brainchild now this group is made up of heads of global companies also big banks together with heads of state and leaders and leaders of nato and they're getting together now for their children for group meeting in a swiss resort town of st moritz and our chancellor and it is there and i asked earlier about the invite list and if we know anything about the agenda this year here's what she said we need to know that we would. need outside allies big help once the coming out wrong thing. begin because the people and by a bit of a cynical laugh when they really think that who is who is they decide to put it i didn't cause this problem but people who have been there the call made everybody change. that multinational corporation we know that. microsoft we couldn't be we know. who you are but they had a big there was going on for the whole. job with talks with. the ones lesson that we have. but that he usually is implemented on a script but with

group meetings. the co-op's profits have paid for community wells, credit unions and schools. it's hardly made anyone rich. few people here have even tasted chockate la, for example. 54 kbrold... 54-year-old tano is an exception. >> how old were you when you first tasted chocolate. >> 48 years old. >> reporter: but he's much more interest in how much fair trade chocolate is consumed in europe and america. >> we need more money. >> reporter: for now fair trade does not have a fair share of the chocolate market. it accounts for just 5% ever of ghana's cocoa farmers. still it has improved life for this person and the six children who are all getting an education. two are in college. >> this is the best time for a young person in ghana. >> reporter: the optimism is echoed back in the capital. especially among young urbanites like the business major. >> the oilre is the price of the... all the national companies coming in looking for opportunities. >> reporter: from big oil to small shea nuts and cocoa beans, ghana's challenge will be to make the benefits flow more evenly especiall

no matter what group i'm talking to, whether it's members of credit unions or realtors or teachers, when i start talking about improving the quality of food we serve our kids, improving local food systems and knowing where your food comes from, i look around the room and everybody is nodding. across the board, these issues are important to people. and this is where there is real energy for growth in the economy. the language included in the report was designed to criticize and hamstring efforts that are under way at the usda toee cree ate jobs, to increase farm income and bolster the economy through the development of local and regional food systems. the language targets local and regional food system development in two ways. first it demands overly burdensome reporting requirements of the usda's know your farmer, know your food initiative. usda developed this initiative to streamline existing programs authorized by congress in the last farm bill. know your farmer, know your food is not a stand alone program and does not have its own budget. creating additional burdensome reporting requirements would delay program implemen