scott taylor, vice president of hewlett-packard, stuart pratt, presidency of consumer data industry association, ms. ioana rusu, consumers union, mr. tim schaaff, president of sony network entertainment international, and mr. thomas lenard, president and senior fellow of the technology policy institute. at's say it is 20 minutes the maximum. our purpose here will be with the time remaining to us, which is not yet determined. 20 minutes maximum for all five of you to give testimony. that is a challenge, but you are exceptionally bright and well educated people, so you should be able to meet it. we will start with you, mr. pratt. the questions will be submitted from the committee members to all of you. >> chairman rockefeller, members of the committee, thank you for the opportunity to appear before you today. my name is stuart pratt, -- >> we know that. get to the point. >> whether it is cut tourism efforts, locating a job that has been kidnapped, preventing a violent criminal from taking a job, or entering the soundness and safety of lending decisions, our software and analytical tools are critical