we called them welfar them welf. however, many people do not go to the hospital at all and die. i have seen many of them in my career. when healthy san francisco and hra's came into being, i cannot tell you how happy the patients were to come in to get coverage. i want to say something about employers. i have done a great deal of work in workers' comp, something of a parallel system. employers who do not buy into the system and tell their workers, do not worry, i will pay for it -- which is not possible. then they bribe them to leave the area or the patients simply does not get treatment. this is very common. of course, the burden for worker's comp gets spread out among everyone who plays by the rules. again, i want to express my appreciation for closing the loophole on welfare cheats. supervisor campos: thank you. next speaker please. >> good morning. restaurant and hotel workers union. from a union that struggles day in and day out with over hundreds of worksites that would have to compete with the businesses exploiting this loophole, i cannot tell you how galling it is to be b