u.s. bancorp, in the event of a recapture event.t is when the irs determines, during the seven-year compliance time for the tax credit, that the project is no longer eligible for the tax credit. the recapture events are very narrowly defined. basically, the indemnification could be triggered if we fail to maintain our community developed into the status, if we fail to have at least 85% of the investments received from the tax credit being used for this project actually invested into the project. if we make impermissible redemptions, if we receive money back, such as if there is a foreclosure and we do not redeploy them to another eligible project, or if there is some kind of bad -- they actually call the the bad boy act exception. so if there is willful negligence or criminal act that results in a problem with respect to the tax credits are capital generated therefrom. four very limited instances. all comics of the bad boy act, very much under the control of the agency staff and the board. to maintain the corporate status and comply