my name is ann darrow. this is my son. we're san francisco homeowners.have applied for mortgage modifications through bank of america. we have been doing so since about six months after the death of my wife in 2008. initially bank of america said, no, it is a modification based on the fact we did not occupy the resident, which is untrue. we since then went to meta for help with mortgage modifications. they have said in the same things, repeated requests for the same document again and again. as of friday, people start knocking on our door at 12 noon, interested in the foreclosure sale of was taking place that day. when i spoke to mr. rodriguez from meta later that afternoon, he informed me that the bank told him that the house was sold from under us to a third party. we were still in review for mortgage modifications. i understand this is in direct violation of federal law. if there were five criteria to be met for mortgage modifications, i believe my children and i met four, if not all five, and were in the process. someone else said they were in mortga