you don't even thhnk about (v/o) (v/o)attorney michael markhoff says while few peoppe relish the task crrtically important to have one. (sot: michael markhoff)"you really want o have a will to dispose of the assets the way ou want to aad also especially when you have children. no matttr how much money you have, you must have a will to ame a guardian to watch the children." (v/o) consumer reports money adviser pookke at software programs - thrre in all - that claim to help you write a will for less thannthe cost of a lawyer. (sot: web video)"my husband and i made a will on pegalzoom." (v/o)the heavily- advertised legalzoom, along wwth rocket lawyyr, allow youu to create will online. tte third program tested, uicken willmaker plus, is available as a downnoad oo a cd-rom. 25 dollars for a flat fee to m - 119 dollars for a yearly subscciption. we bought all three, tested them, and ith we judged their ease of use they producedd""v/o)consumer all three programs.(sot: tobie specific information on state different from ffderal laws." (v/o)and there are other drawbacks with these do-it- yourse