john, sheila bair has a broad role she and the fdic she played during the financial crisis.to ask you, sheila, people watching the show, called "your $$$$$." if you're not inside your money, you're probably not watching the show unless the batteries are gone on the row motor. we don't all know the details about banking. most people would be surprised people keep less money in core capital or safe capital than we think they do. when you look at this crisis in europe, with the hindsight of what we went through in the united states, is this problem in europe imminently solvable or should we in the united states or the rest of the world be fearful this is not solvable and could send us into another financial crisis. >> i think it's solvable if people face up to reality. one of the harder pieces of reality is that the low capital levels in european banks. they really need to get the capital levels up. if you get into a period of economic distress and banks have too low capital levels, that will threaten solvency, threaten whether they remain viable, whether they can keep lending.

chairwoman sheila bair about her newest project, a children's book on saving money.aking sense page. all that and more is on our web site, newshour.pbs.org. judy? >> woodruff: and that's the newshour for tonight. on tuesday, we'll look at europe's debt troubles. i'm judy woodruff. >> brown: and i'm jeffrey brown. we'll see you online, and again here tomorrow evening. thank you, and good night. major funding for the pbs newshour has been provided by: >> oil companies make huge profits. >> last year, chevron made a lot of money. >> where does it go? >> every penny and more went into bringing energy to the world. >> the economy is tough right now, everywhere. >> we pumped $21 million into local economies, into small businesses, communities, equipment, materials. >> that money could make a big difference to a lot of people. bnsf railway. intel. and by the alfred p. sloan foundation. supporting science, technology, and improved economic performance and financial literacy in the 21st century. and with the ongoing support of these institutions and foundations. and... this p