i therefore holley or amy. and you speak about being at -- speak about the reason of being at this level of $1.5 billion? i know that there are a number of solutions coming into it. part of that is the wells fargo amount. then there is the actual million dollars. from your perspective, why is it that we need to be at that level? you went through it quickly on your slides. from july through january of 2012, -- july of 2010 through january of 2012, we only let out so many loans and i would like to understand that rationale for the number 1.5. >> like i said, in 2009 it was like a pilot project. we did not have the capacity to be able to loan the $1 million that we are proposing now. over the last few years we have totally increased capacity to loans to a much higher capacity, from two employees to about four or five, full time, where they are able to more readily process of loans requested. definitely get the money out the door >> . supervisor chu: limitations that we have are not demand issues. -- out the door >

under the guidance of lisa holley, the state employees are providing courteous and exceptional service to our citizens. the dmv has been transformed into an agency that serves the people of rhode island in a prompt, pleasant and efficient manner. in return -- in return for their hard-earned tax dollars, rhode islanders can now expect to be treated with dignity, and to conduct a transaction in well under an hour. they said it couldn't be done. i'd like to take a moment to praise longtime state employee and current director of the department of revenue, rosemary booth gologolli. she is logging long hours on behalf of us all and her involvement has been essential to our success in central falls, the dmv, ongoing progress in east providence, and in many other areas of state government. congratulations, rose, keep up the good work. i'd also like to recognize the hard work and leadership of commissioner depasquale and carolli and douly. our success as a state depends on strong institutions of higher education and your commitment and dedication to our students is a tremendous asset for our st