so gregg wrkts market in post recession highs is contrary simply an investment, something that just hasn't rallied? >> well, to a certain extent, as we all know on wall street, eventually the last becomes first. that is a great way to make money. everyone says you want to buy when there is flood in the street so it is the best way to make money otherwise you might as well just stick with the index. >> its he easy to say buy low t a tough one to actually do it one of the stocks, the fund managers told you they are looking at, afl is aflac-- aflac, a a big presence in japan. it has been trending lower over the past 12 months what could fuel it higher? >> well, aflac was up about six percent in the first quarter. that compares to about 13% for the s&p. and you look at the other insurers like metlife, aetna, aig, they were up about 20% so it certainly lagged the sector. now aflac is to a certain extent gotten over its troubles. it had a bad yush mean bond portfolio. a lot of people say that is resolved. a lot of people say if you are looking for a contrarian name and maybe even a takeout look