to speed colmer and listening more and pay more attention, realizing there is the father and grand father in that person i'm talking to, not so hostile. everyone does the best they can read some of the policy issues have really bad, like the money without outside influence comes to. another is redistricting. when we slow down was that really red districts and billy blue districts and they come down to d.c. and there's no room for anybody to compromise. and compromise. and then you throw money at top of that, it gets really poisonous, which is where we are at right now. >> hi. i decide to stay thank you and this is my first time here it's really amazing, so thank you to everyone here. my question is for someone who is also fairly i did and has been for many years in democratic years albeit at a local level, how do you gauge your boat in this conversation with most people because of a surprise i usually run it, i don't know how i would necessarily engaged. i'm curious how you would do that and how you are doing that now. >> one of the things i learned very early is that this is not necessar

>> guest: yeah, she was i think less tolerant of my hover and then son was, but it was also a colmerperience because i know how it ends. i know having been through it with my son, i realize you do survive. so knowing that that was going to happen, was much easier to go through. c-span: are now in the middle of having two kids in college with thoughts of money every year. you talk in the book that there's $143 billion of financial aid available. is that a year? >> guest: yes. c-span: firmware? >> guest: a lot of it is the federal government. although who knows what the budget now. coupon administration has tried to increase the amount of money available and pomegranates. but there's also subsidized loans. it is now happening that it's coming out for the federal government. that's what it thinks the obama administration tried to reform is the whole student loan market. it's pretty much a tachometer state government, private foundation of the federal government. c-span: what do you think about? >> guest: i think it's a problem because for a lot of reasons. one of them being i'm not gett