programs, a leading provider of micro loans in california, and has a robust community real estate finance unit. next, we have the ceo of ne community federal credit union. since 1988, she has been the ceo of northwest community federal credit union. under her watch, the credit union group to over 1600 members. it has become the national model for institutions seeking to provide financial education and banking services to the low- income communities. last but not least, we have our conditional lender represented here by wells fargo. mark cyrus is the senior fda banker for the region -- the senior sba banker. he held businesses choose the best loans for the growing business and focus on a comprehensive understanding of their goals for their business. mark is responsible for helping entrepreneurs with sba loans every step of the way. i would like each of you to speak a little bit about what your organization does and, more importantly, address the audience here and let them know what your looking for when you are hoping to fund their loan. we will start with you, mark. >> absolutely. thank you. i

you only have done a single family home, remodel projects, did you prux and you ask for financing for a nine unitoject that is more units they laugh at you as you're walking out the door with your head down, so this is the only way by changing the rules. that's the only way we can produce five to nine unit projects in the city again. as i say i congratulate every one getting behind these projects. we know they're not built. now that we're back here we will see them being built again. it's a good thing for the builders and the homeowners and a general good thing for the city. thank you. >> good afternoon supervisors. elizabeth moore with shamrock streels company. we all know that these projects have declined since the passage of this legislation and obviously that results in reduced economic activity for the city, but specifically as a passionate advocate for efficient land use the department has a mandate to increase obviously in fill housing and under utilized sites and most are zoned for these projects and it resulted in a lot of unused land sitting there begging to provide housing for much nee

we talk in the media as if labor and management, if you have campaign finance reform were citizens united, that is a decision from the supreme court and it allows corporations to do what they want in terms of spending political money and it allows trade unions to do the same thing. we do not have an equal playing field. let me just take lobbying. you had a stimulus package and a health care package and financial regulatory reform. three big pieces of legislation with all kinds of goodies and baddies. it was a booming business while the economy was going to hell. business outspent labor 65-1 on lobbying. that is why they keep getting more space. you do not blame them but they are in your face. they're constantly talking to media and they have that many more people. the labor movement has shrunk from 28% to the -- of the work force to 7% or 8%. there is a tendency to say there was up -- it was up to them. we do not call the balls and strikes. is that this situation, you can have your own opinions or policies but you cannot have your own facts. if you look at the facts here, from the end of

job, which includes cooversight of the risk committee, as well as heading up the technology and finance unitsco-head of security, schwartz is said to be well-liked and to have few if any enemies within goldman. analysts noting schwartz' experience in client facing businesses while questioning his readiness to oversee risk. he said his most recent position provided that necessary experience. >> so i've spent a huge amount of my time focused on the risk. and i guess looking back on it, maybe it was fortunate timing we were named co-heads early in 2008. so i really have been head of the securities division during some of the most turmoil points. >> his departure should squash further rumors about lloyd blankfein leaving. very close to one person cited as a potential blankfein successor. >> one of the questions i heard overnight talking to people people are watching the treasurer, elizabeth robinson and sarah smith, one of them could've taken this job, the question is, do they stay? or do they go? what does that mean? >> and on the call they said they didn't anticipate any changes to the support

. - covertly investigating the head of the public integrity unit's finances.re's some irony there. - i'm half hoping i'm wrong. - sorry, liv. - okay, foster's salary, and then there's the cost of her daughter's treatment. i mean, aside from the home care, she gets physical therapy, experimental treatments, and even after the insurance, i found a $200,000-a-year gap. - okay, so how does foster make her payments? - not by check or credit card. i checked the financials of the therapist, the in-home nurse. each makes monthly cash deposits between five and ten grand. - okay, does foster have family money? loans? does her daughter's father kick in? - father left when sarah was diagnosed. - one more thing, liv. foster has a trust set up for her daughter. five years ago, she transferred it to an offshore account... in anguilla. - [sighs] - olivia. - sarah's okay. - yeah, we got lucky. what are you doing here? - i wanted to talk to you... about delia. - [groans] we've been over this. it's done. let it go. - yeah, but the thing is, i...can't. the care for sarah, that, u

she said their first job would be to overturn citizens united, the controversial campaign finance law. >> all of this outside money that is coming in. the good lord willing, it has not moved to the needle. >> from the carter center a scrap with congressman connie mack. florida is a battleground state that is very close. what does the president have to win florida? >> you have to sort out what the truth is. you have all of this stuff about $700 million being cut from medicare. it $700 million of savings to save medicare and it came out of medicare insurance companies not the beneficiaries. >> one says that close is no surprise. >> the president has the edge, and i think the edge will grow as they focus on it the president's plan for the future as composed to be romney-ryan plan they hope to pic of 27 seats and regain the majority appeared -- majority. we will see. >> the president will not be here until tomorrow afternoon. he was in norfolk yesterday and then the first lady takes the podium tonight. >> i am going to be at home and watching it with our girls and i am going to try to not

mitt romney has lifted the unit on his finances in a bid to counter allegations he pays too little taxer 1a% dollars in 2011 and paid at a rate ofjust over 1a% in tax. dale cregan has appeared in court and made a large security operation. as well as the murders of fiona bone and nicola hughes, he has been charged with the murders of a father and son and reece four attempted murders. a 15—year—old boy was also arrested but was released on bail. now it is time for click. ijust now it is time for click. i just can't get a signal. now it is time for click. ijust can't get a signal. hello. is there anywhere where we can deliver pizza? finally hooked up to the net. this week, click travels to the brazilian rainforest to discover what the amazonians think about their first what the amazonians think about theirfirst mobile what the amazonians think about their first mobile network. and give us a wave. we'll point you to the new ways to control your kit. we'll also have the biggest tech news stories of the week. and we're turning maths into art in webscape. welcome to click. i'm spencer kelly.

and he also served as president of the government finance officers association of the united states, and canada. i feel pretty -- i feel pretty comfortable trusting ed harrington on whether or not the numbers add up. so i urge you, colleagues, to support this today. >> president chiu: supervisor farrell. >> supervisor farrell: thank you, president chiu. a few comments, colleagues. we talked about a number of the amendments. it goes to the definition of choice and i believe creating an opt-out program for residents in our districts is not choice. to me there is absolutely no reason why any law should be an opt-in program such as this. it smells of coercion and that's not something i'm willing to vote for, for my residents in district 2 and for all representatives in san francis san francisco. supervisor campos, i too trust in ed harrington, his qualifications are impeccable but i want concrete numbers if i'm going to vote on nothing, or use that to vote on something and the fact is we have no numbers in front of us, they've never been presented to us, and to articulate that creating l

engages in frcking causing cows to drop dead and poisoning water sources is an issue also financed in part by the united family of the united arab emirates. how investors are they and energy independence? the uae would benefit usually from a less hydraulic fracking. the press relies on the white house leaks now the white house accused of a quote -- cover-up and stonewalling. will the voters take notice? there they are. the "a team" lou: joining me now the "a team" angelo mcglowan and the executive editor of "the weekly standard", fred standard", fred, there is not a chance i would begin with you tonight. [laughter] president obama is rushing romney nearly every poll. is this over? >> absolutely not. i do not believe the this is a runaway. why will be trust these guys now? should i say it is a ploy to get people not to vote to? >> 9 million americans said they will not go to i think we should be trying to get people to go. >> she brings up of point* even among women and they think president obama will win they will not show up. it is a disservice the first to tell the truth that they start celebrating no

city, the option to purchase additional bmr units, which will be critical for those units that are pursuing state financing, such as tax-exempt bond financing. we can provide further incentives to increase their affordable housing component up to 20%. it is a tool that we hope to have to allow us to increase that

city, the option to purchase additional bmr units, which will be critical for those units that are pursuing state financing, such as tax-exempt bond financing. we can provide further incentives to increase their affordable housing component up to 20%. it is a tool that we hope to have to allow us to increase that -- that bmr production. finally, and again, this is a programmatic component and it will be legislation we will pursue outside the charter, but it was part of our conversation in the working group. the charter amendment will do a couple of things that we talked about -- it will reduce the on- site obligation by 20%, and it will also stabilize the affordable housing obligations for 30 years. the reduction is calibrated both in the percentage of units that are required, but also to an ami or affordability level. for ownership, our current program requires that 50% of on- site units be affordable to residents who make 90% of median income. but we also want the flexibility to, where appropriate, increase the ami level. rather than sell units at 90% ami, in some cases, it might make sense to sell units

engages in frcking causing cows to drop dead and poisoning water sources is an issue also financed in part by the unitedily of the united arab emirates. how investors are they and energy independence? the uae would benefit usually from a less hydraulic fracking. the press relies on the white house leaks now the white house accused of a quote -- cover-up and stonewalling. will the voters take notice? there they are. there they are. the "a team" jack, you're a little boring. boring. boring. [ jack ] after lauren broke up with me, i went to the citi private pass page and decided to be...not boring. that's how i met marilyn... giada... really good. yes! [ jack ] ...and alicia. ♪ this girl is on fire [ male announcer ] use any citi card to get the benefits of private pass. more concerts, more events, more experiences. [ jack ] hey, who's boring now? [ male announcer ] get more access with the citi card. [ crowd cheering, mouse clicks ] -oh, that's just my buds. -bacon. -my taste buds. -[ taste buds ] donuts. how about we try this new kind of fiber one cereal? you think you're going to slip some fiber by us?

engages in frcking causing cows to drop dead and poisoning water sources is an issue also financed in part by the unitedily of the united arab emirates. how investors are they and energy independence? the uae would benefit usually from a less hydraulic fracking. the press relies on the white house leaks now the white house accused of a quote -- cover-up and stonewalling. will the voters take notice? there they are. the "a team" so, we all set? i've got two tickets to paradise! pack your bags, we'll leave tonight. uhh, it's next month, actually... eddie continues singing: to tickets to... paradiiiiiise! no four. remember? whoooa whooaa whooo! you know ronny, folks who save hundreds of dollars by switching to geico sure are happy. and how happy are they jimmy? happier than eddie money running a travel agency. get happy. get geico. fifteen minutes could save you fifteen percent or more. lou: joining me now the "a team" angelo mcglowan and the executive editor of "the weekly standard", fred standard", fred, there is not a chance i would begin with you tonight. [laughter] president obama is rushing romney ne

engages in frcking causing cows to drop dead and poisoning water sources is an issue also financed in part by the united the united arab emirates. how investors are they and energy independence? the uae would benefit usually from a less hydraulic fracking. the press relies on the white house leaks now the white house accused of a quote -- cover-up and stonewalling. will the voters take notice? there they are. there they are. the "a team" want to try to crack it? yeah, that's the way to do it! now we need a little bit more... a little bit more vanilla? this is great! [ male announcer ] at humana, we believe there's never been a better time to share your passions... because the results... are you having fun doing this? yeah. that's a very nice cake! [ male announcer ] well, you can't beat them. [ giggles ] ohh! you got something huh? whoa... [ male announcer ] humana understands the value of spending time together that's a lot of work getting that one in! let's go see the birdies. [ male announcer ] one on one, sharing what you know. let's do it grandpa. that's why humana agents will sit down with you, to

is so hostile to creative finance that they, that people have to go outside the united states seeking better regulatory structures. so i don't think that we're underregulated in the united states. i think we're overregular lated, and this overregulation -- [applause] transforms what would be entrepreneurial capitalist institutions into extensions of government. and you get corzine as sort of the epitome of the corrupt, incestuous capitalists who, unfortunately, has come to present wall street. i'm for venture capitalists and private equity people. i think what mitt romney did was superb, and michael jensen, incidentally, has studied the effects of private equity during the 1980s and early '90s and finds them overwhelmingly positive. this was a time when u.s. was creating 40 million jobs. and this was a time when wall street managed some 43,000 m&a transactions. it wasn't bad for the economy then. it's bad when it's all embroiled in government shuffles and -- >> 30 seconds. >> -- and housing finance. >> do i have time for another question. >> if you can do it in a couple seconds and le

submitted an amicus brief on behalf of 26 states as part of the mccain-feingold campaign finance by citizens unitedvolved in montana's case. celeb has to this coming from a small state. i wonder denyer asked variants of montana, the knowledge of other states including vermont, do you believe the limitation of direct corporate spending elections provided protection? do you agree with those who claim the corporations really want much influence over citizens united? >> chairman leahy, chairman leahy, i deferred to the judgment of the montana people who called this restriction on corporate spending a corrupt practices act. i think they knew what they were talking about. now the record that we developed, the record the supreme court never looked at in our case we have bipartisan secretaries of state legislators talking about exactly the problem in montana of large out-of-state corporations mainly that was the problem a century ago. often the problem today, overwhelming the people of montana in their discussion about campaign issues. and so it does corrupt. the people of montana thought it corrupt. and w

and as a state senator, he worked to pass campaign finance reform. as a unitedtes senator, he was critical and to the passing of ethics and lobbying reform after the jack abramoff scandal. he refused to take contributions from registered lobbyists or political action committees. and as a presidential candidate, he promised to, quote, "tell the corporate lobbyists that their days of setting the agenda in washington are over." >>> i am in this race to tell the corporate lobbyists that their days of setting the agenda in washington are over. i have done more than any other candidate in this race to take on lobbyists, and won. they have not funded my campaign, they will not work in my white house, and they will not drown out the voices of the american people when i am president. >> and his own convention, was crawling with lobbyists schmoozing with politicians. and now, rahm emanuel has been turned loose by the president to go for the gold. did you suggest earlier that he didn't have a choice? that with the great accumulation of money by the republicans, he had to m

united. it dealt with campaign financing. show you a portion come up with remarks from senator leahy and senator grassley. here is a look. >> the person involved -- let me ask you this coming from a small state. in your experience of montana, including a small state like vermont, deeply that limitation in direct spending provides protection against corruption? do you agree with that? >> mr. chairman leahy, id for the judgment of the montana people who call this restriction on corporate spending a correct practice. in the record that we developed, the record that the supreme court never look back to in our case, we had hoped them talking about the problem in montana enlarged out of state corporations. that was the problem a century ago and. that is a problem today. overwhelmingly, there are campaign issues. the montana people saw it correct. we will have to see what happens this year or we do not have the protection of the law. i believe we are seeing the effects of outside corporate spending in our state. >> there is this dou

president, the very first bill that joe lieberman and i will send to the united states congress is the mccain-feingold campaign finance reform bill. thathe reason it's important is that all of the other issues, whether prescription drugs for all seniors that are opposed by the drug companies or the patient's bill of rights to take the decisions away from the hmos and give them to the doctors and nurses, opposed by the hmos and insurance companies, all these other proposals are going to be a lot easier to get passed for the american people if we limit the influence of special interest money and give democracy back to the american people. and i wish governor bush would join me this evening in endorsing the mccain-feingold campaign finance reform bill. >> you know, this man has no credibility on the issue. as a matter of fact, i read in the "new york times" where he said he co-sponsored the mccain-feingold campaign fundraising bill. but he wasn't in the senate with senator feingold. and so, look, i'm going to -- what you need to know about me is i will uphold the law, i'm going to have an attorney general that enforces t

very sad increasingly apec is becoming not just about the economy and finances but also about about politics and of course the united states and russia are key players at the time that it's well and the u.s. delegation is headed by secretary of state hillary clinton who is standing in for president obama who couldn't attend this summit who sent his apologies but he had to participate in the democratic convention which is taking place in the u.s. at the moment now of course russia and the u.s. have a lot of issues to discuss with the upcoming elections of course bush leaving nobody an interested it with it's arguable to say we're doing know that for example mitt romney has voiced his concern with russia calling at the united states number one geopolitical enemy and now his point of view is not shared by president obama who doesn't says that russia is a key partner for the united states and a similar peaceful view off their relations between the two countries is also shared by russian president my feeling is that he is a sincere man and that he sincerely wants to implement positive change but can he do it will they le

to maintain current institutions of national defence, the united states must get its government finances in order. doing so requires -- requires our country pose a political class demonstrate leadership to strengthen the country for the long haul. so far, there appears to be little evidence that this is taking place. american politics has always been a shrill and ugly business the way back to the founding fathers. as a result of several polarizing trends, we have lost the ability to execute the most basic functions of government, much less the most difficult and resistance problems facing this country. there are a variety of reasons, some structural, some historical, some outside the control of government. first, the gerrymandered system of drawing congressional districts to create safe districts for republican and democratic incumbents, leaving most representatives being totally beholden to their party's most hard-core ideological base. second, way the elections that sleep one party into power after another each season with ideological zeal, making it difficult to sustain policies and p

united states. >> and he says it takes much more than financing to help them break out of it. business counselling, keeping the books, paying bills, even opening savings accounts, which is required of borrowers. even that is often not enough. joe salvaggio, a former catholic priest who's worked for decades with poor people, says many who would be entrepreneurs fail because their finances are precarious. >> if they got sick or their kids got sick or the landlord, there was a storm and they got some physical damage or something. setbacks happen to people. so often they don't have one time to get a check to somebody, she put it in the bank and she had so many bank overdrafts that it ate up almost the whole $1,000 with bank overdraft charges. >> salvaggio runs microgrants, a minnesota non-profit that works alongside those that provide microloans. but he says new entrepreneurs often need something more to get them over the hump, so he gives them grants of $1,000. several microgrants clients are in mid-town global market, located in a long-shutrd sears roebucks store. >> they alread