mr. vinier is the longest serving executive and one person called him the best of the best. the conference call with mr. vi vin vinier starts right now. >> thank you. shares are trading slightly lower. i thought what mary said was that david vinier was the best of the best. who was harvey schwartz? hum? >> this doesn't change the uncertainties hanging over goldman though. if you look at where goldman has gone in the last six weeks, this is a stock that is priced in a fair amount of good news. a wall street legend who is retiring is not going to be appla applauded. the stock gets pressure but not a disaster. tim has it right. going into this. we have everything and i bet you have somebody who is an expert on that area of the law. >> it is an interesting exit point. this has not been a non violent ride. back to 120 does the guy want to deal with his all over again? probably not. 12 years of being the cfo the only finance chief as a publicly traded company because it is too much of a headache to deal with the regulations that are coming down the pike. >> i would have a huge head