steve caldera is the president and ceo of the international franchise association.ee both of you this morning. jared, let me start with you. what does the president say to small business owners whose taxes they say would go up and that's going to -- they say -- force them to cut jobs or stifle hiring. >> the tax claim is essentially false because the only tax increase the president has proposed is for households above $250,000. there are some businesses who claim their business receipts on their personal income tax, but they're the top 3% of small businesses. so for 97%, that's not the case. and that top three tend to be, you know, doctors, lawyers, private equity funds, to pull one out of the air, tend to be very high end businesses. i think that the argument here, whether it's the president or governor romney, is what the small businesses need to succeed. steve is very good on. this we're talking about infrastructure. we're talking about a stable tax base. we're talking about an educated work force. we're talking about credit markets. i think that's really the way