we'll ask jack otter of money watch if that is true.we could ask jkack's kids when "cbs this morning" continues. i think it's a school holiday. jack otter right after the break. i love how clean my mouth is after a dental cleaning... i just wish i could keep it this way. [ male announcer ] now you can. with the crest pro-health clinical line. used together, they help keep your teeth 97% as clean as a dental cleaning. the toothpaste actually reduces plaque. and the rinse reaches all areas and is clinically proven to help prevent plaque regrowth. crest pro-health clinical line. together, they help keep your teeth 97% as clean as a dental cleaning. crest. life opens up when you do. i don't have time for the flu. that's why i'm knocking things off my to-do list. vitamin d, done! hand sanitizer, done! hey, eric! i'm here for my flu shot. sorry, didn't make an appointment. well, you don't need one. whether it's flu shots or prescriptions, we continue to accept express scripts and medco plans. i'm bonnie, and this is my cvs. twe asked real dad

jack otter is executive editor of cbs moneywatch with five things you should know about credit unions's start with your tie. when i was in the green room, lily otter picked out the tie. >> i was fishing this weekend. so appropriate. she got it for dad and it looks good on tv. >> my tie pops. lily picked it out. i thought credit unions had to be tied to your employment. >> you had to work for the company or be part of a government agency or aunt none. it's broaden and you can join. pay a tiny fee. one is pennsted credit union. you can join. look these things up at smarterchoice.org, slightly biassed name there or culookup.com. >> why choose a credit union over a traditional larger bank. >> a lot of reasons. the main ones are costs. in terms much what they pay you, you can do better. on your savings account or cd you get higher rates. when it comes time for a mortgage or auto loan you pay less. i looked up last night on depositaccounts.com the ten highest paying cd in the country seven of the ten were credit unions. only three were banks. they are not fdic insured but insured by the nat

this morning we'll ask jack otter of cbs watch why some big retailers are ready to match those online >> anderson cooper when we come back. hanging out in the green room. he'll join us here at the table -- i don't think anderson sitting on table. >> that would be nice. >> very nice. >> he can take off his shirt all the better on cbs "this morning". >> this portion of cbs "this morning" is sponsored by sponsored by party city. nobody has more halloween for less. when it comes to toilet paper, there's no such thing as too soft. i know what i like. i like feeling both clean and pampered. why should i compromise? quilted northern ultra plush®, with the innerlux layer. for a comfortable, confident clean, or your money back. get a free 6-inch sub of your choice when you buy any 6-inch sub and any drink before 9am. that's right! buy any 6-inch subway sub and any drink before 9am to get your free 6-inch sub. october only, so hurry in! to get your free 6-inch sub. denny's everay value sm gs fouitis that rit?y. yeah. at'right.s. on at denny's. the fo dolla only fr dolls every da >>> anderson co