phil cowan, an invest adviser, entrepreneur and best selling author. you can find him at rule 1 investing.com. carol roth, you can find her at carolroth.com. >> good to see you. >> you too, j.j. >> i think it is clear that romney ran all over president obama. from a small business owner's perspective he addressed the issues we have not seen ad dressed over the last four years. most notably, how are we going to get this economy growing again because from a small business owner's perspective, that is what is going to get them hiring and make them more successful. if the economy grows, more people are buying from them. there's more confidence, and it is just a self fulfilling prophecy. >> what we are dealing with here, four years -- apart from what president obama is saying on there, what we have seen is that small business is struggling and we are way, way at the end of the food chain. we have banks that can't fail. $700 billion going into who knows what. snail gardens in san francisco. it is harder today because of rules like dodd-frank to get money fro