year could push you into a ♪ tom: signs the economy might be starting to bounce back, thedow is up nearryhousing nmbers are getting a little bit better. and trend forecaster saying don't pop the champagne just yet because next year is not looking too hot. remember, he predicted the financial crisis years before it happened, so i would listen to him. listen to you. >> thank you. welcome back to the program. what is your take on2013? >> well, we made it through the mine calendar. going of the fiscal cliff. how much was connected? we look at 2013 as more of the same, but worse. tom: does not good. >> it is what it is. look at what is going on in washington. the intent and incompetence, they are not doing anything to make things better. he looked at all the mney being dumped into the system, not only the united states of worldwide. we have a new prime minister of japan who now has told the bank of japan, print that money, catch up to the united states, europe, china. they're just dumping this money to the system to keep it going. as you mentioned, housing tarts , housing prices. tom: i have t